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poor credit history, opening a bank account


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Hi, Wondered if anyone had any advice. In the process of claiming back bank charges from hsbc, and today applied for a basic cashminder account with co op. They said they would let me know in 48 hours as it was deferred. I got a copy of my credit file and i applied for a mortgage last year from nationwide for which I was declined and then applied elsewhere for which I was accepted for but did not take out in the end, both of these have left footprints on my file. Does anyone know if it is possible to have these removed as I know it appears to people doing the searches that if there is a search and no opened account follwing, they assume it was declined, and then it looks bad. Any advice really appreciated!

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have you checked out Martin Lewis's website? He is Radio 2's money expert and directs a lot of people here so I personally have a lot of time for him. Hope this helps, Sally

If my advice has been helpful tip the scales


West brom SETTLED


Halifax current SETTLED IN FULL

halifax curent (2nd) stayed. Visa - SETTLED

2nd visa LBA sent

halifax for the 3rd time. LBA sent


Egg - SETTLED GE Money - SETTLED Barclaycard SETTLED twice


Sainsbury's - Awaiting court date


Co-op cc SETTLED IN FULL 2nd claim. Settled in full



National Westminster Settled in full. 2nd claim. N1 submitted



HFC bank SETTLED. HFC 2nd claim - lba sent 21/10/08 Time Retail N1 filed Argos settled in full Creation - SETTLED IN FULL


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