davisrichy v halifax

[davisrichy]

hi all,

 

i have been sent a letter with an offer of roughly 90% of what i am asking for i the first place.

 

what should i do - they have until fri 13th until i start court proceedings in which i will then add all interests etc...

 

they said to me when i phoned them and told them that i wanted the full amount - their reply was that i must accept some of the costs that i was charges as i was negligent in my financesand that they never repay the full amount!!!!:o

 

pls help - im unsure of what to do now?

[c_allen]

it's your choice but i wouldn't accept, i'm greedy i want ALL MY money back, and if you start court proceedings you get an extra 8%[ bonus lol] . theres nothing wrong with accepting their offer as 90% is a bad offer for only 2 letters, have a think about whats right for you:)

[gargoil]

Simple answer. If you desperately need the money now then accept it. If you can live without it for a couple of months then go ahead to court....

[davisrichy]

Hi All,

 

i am so confused:???:

 

thanks for your replies but i think i may have made a terrible mistake - i called the bank to re-assess what they were willing to pay me and i accepted their offer of 93% of what i was asking for before i had chance to really think about what it meant - however - i think i shouldn't have? - i didn't sign anything cos all it was was a phone call - so i assume it isnt legally binding?

 

if i were to issue court proceedings would it go against me now that they have a recorded acceptance on there computer and can i still proceed down this route?

 

i need some advice asap pls

 

thanks

 

rich

[davisrichy]

Can I Change My Mind If Ive Already Verbally Accepted An Offer - The Date For Court Action Was Last Friday 13th April

 

Regards

 

Rich