Jump to content

American Express Charge Card Late Payment Charges

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5324 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

Hi I cannot find any reference to anyone trying to reclaim LATE PAYMENT penalty charges from American Express on a Charge card (i.e. not a credit card) but one that had to be paid off in full at the end of each month. Over 6 years this was nearly £ 4,000.00. Should I pursue a claim against this as their charges were never standard and appeared to be just what they thought they could get away with at any time.

Link to post
Share on other sites

Yes you should pursue this claim. I managed to get a full refund from American Express from my late Father's account. They paid in full at LBA stage.

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

Link to post
Share on other sites

Hi Marlin,


Welcome to the forum.


Please read in the next link and start a thread using the new thread button at the bottom.There are a lot of claims against American express.



Please take time to read the faq's

use the template letters.




Templates Library....

There is also live chat, visit if you need any quick advice.


Finally good Luck.



If my advice helps please tip the scales, left.

  • Haha 1
Link to post
Share on other sites

  • 3 weeks later...

I have heard from Amex that (in their words) they will be making settlement in full but have not had a cheque yet. They gave me the usual "oh it doesn't apply to us" letter and then I went thru moneyline and made an online claim and now they seem to have capitulated. Will advise when and if a cheque comes through.

Link to post
Share on other sites


  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?

  • Create New...