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    • Your attachment was viewable in your first post.   Does the issue you mention with the wallpaper/slight stain really constitute a breach ?  Is it significant enough ?   The wallpaper was probably applied before the wall was properly dry.  But the other possibility, is that the tenants did not open windows regularly to ventilate the room.  It is important for windows to be opened or put into a vent position on a regular basis, to ensure that moisture is allowed out.   If the tenant had clothes drying in the house, with baths/showers being used etc, this may have helped cause the wallpaper peeling  and the damp stain.   Today has been a lovely Summer day in many parts of the UK, so the tenants may not be as quick to respond.  Same issue with replies to this site, so you might get other responses later.   The tenant is unlikely to try to pursue you for the matress or health issue they say is caused by a damp issue.  Unlikely to have sufficient evidence and their own actions may be the cause.   They are most likely deciding whether to complete work in the garden or not.   You are within your rights to hold onto the deposit for now, until the reasonable request to return property to pre let condition is completed.    
    • Oh Yorky, I'm so sorry you're still having trouble with your dad's hospital.   I can't believe they are still being so awkward, I sometimes think they (companies in general, not just hospitals) forget that we put ourselves through this stress and worry not because we want to, or even because we have to, but because we want what's best for our loved ones.   Their advice for you to deliver the form in person is at odds with the advice on their own website stating that visits have been suspended due to Covid. I mean, I would understand if someone wanted you to drop off clothes for your dad, but a piece of paper? Which could end up anywhere? That's... crazy.   I don't know if the following link is worth a try or whether you've been down this road, but the hospital website has details of all the consultants Consultants | North Tees and Hartlepool NHS Foundation Trust WWW.NTH.NHS.UK If you want to find out details of our hospital consultants and contact information you can search for them in our A-Z. obviously you'll know your dad's consultant name, but the phone numbers on there, are they ward ones that you've tried before or do they look different?   That said, even if you are more successful with that, definitely still get PALS and as much senior management on board as you can with a formal complaint. You shouldn't have to go to such lengths to get hold of the right people and for the right information, especially at such a stressful time.   You point out that you remember you're doing this for your brother and your dad, which is the best approach. I'm sure they, in their own way, know that you are pushing yourself and pushing the hospital for an outcome as you are is because of them.   I know it's easy for someone on the internet to say "look after yourself", "do this to help with stress" etc, but if you do feel you need extra help with dealing with your stress/worry, please don't be afraid to seek help from a doctor yourself. A "well" you is the best sort of support for your dad and brother.   I wish I could offer more support and I'm sure that if anyone else of the CAG community has any other suggestions, I'm sure they will come here and let you know.  
    • Ok update.  I have spent the last week or two, trying to get help from the Staff Nurses and Matron, regarding the Consultant or someone to have my dads lack of capacity documented, either their own paperwork or me sending COP3. I   they have informed the consultant looking after my dad, who at this moment is sounding very ill, with medical issues on top of delirium and confusion, he is apparently having blood transfusion bag things. not eating and drinking. I have even spoken to the consultants secretary to explain the urgent matter and to have the consultant contact over the last few days WITHOUT SUCCESS, conversion ended today with its a legal form can I take it into hospital personally, er..I dont drive and Im in Northampton, Hospital is Stockton on Tees.    the nurses cant help need to speak to consultant!!!!!!! conversation ended with well I will complain to PALS, GMC secretary of Health or whoever......reply was looks like it then?   I have just compiled a 3 page letter [well e mail one] sent to PALS, I will follow up with a written one and to whoever else I can contact.   I need this medical form before I can do anything else with court or appointee   anyone have any ideas cos Im now at my gasping point, wondering why the hell am I taking on all this stress and worry, then I think of my younger brother, and that reminds me why I am doing it and doing it for.
    • Second charge mortgage market returns to growth View the full article
    • You can't "take advantage of the discount period and argue later" if this means pay up at discount and then appeal.   Paying closes the case, at discount or otherwise.   Only time it doesn't is for removals.
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Sorry if this is in the wrong place...

 

I currently have no money other than my tax credits and child benefit go into my bank account weekly which means that I get the majority of my rent paid for me... I am being given a settlement on my house insurance (I was robbed blind last year) and it will be £1900 in cheque form, if this is in my bank, will it affect my housing benefit?

 

Thanks

 

Sarah -x-

03/10/06-Data Protection Act request sent via recorded delivery

06/10/06- Letter signed for. 15th Nov cut off date.

10/10/06- Statements come in tatty brown envelope.

Will be claiming for £1946.22

23/10/06- Preliminary request for £1946.22 sent recorded delivery.

24/10/06-Letter signed for. 7th Nov cut off.

08/11/06- Standard letter received wanting more time.

 

23/03/07- Time up for NatWest to say whether defending or not.

19/03/07- Acknowledgement of service and saying was going to defend came through.

04/04/07- Deadline for Natwests defence.

03/04/07- Defence filed came through.

05/05/07- Letter from Court to say claim stayed until 27/06/07

25/06/07- Letter from court, claim stayed until further notice.

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Sarah; if no-one answeres your question earlier- I will, but on Friday because I have left my "bible" at work, OK?

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Hi Sarah

 

The DWP website says the following

Savings over £3,000 (£6,000 if you or your partner are aged 60 or over) affect how much Housing Benefit you can get. From 10 April 2006, this will increase to £6,000 for all. (DWP - Services and benefits - Housing Benefit)

 

So as you are below this amount, you should not be affected by it. Unless you have savings and with this the total amount goes over it.

 

Hope this helps

 

LMS

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LMS ; this is absolutely correct when it comes to savings. Sarah however is going to receive a payment. What she needs to know is the insurance payment going to be as income or capital and is it going to be disregarded, partially disregarded or taken into calculation in whole.

 

So, there is a substantial difference between savings, income and capital.

[sIGPIC][/sIGPIC]

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Cheers for correcting me Joa

 

Its difficult to find any clarity on the Goverment website, they just talk about changes if you get a job, home situation changes etc. which i didnt see this falling under, and after that its only talk about savings so that was my best guess :)

 

As i dont think this payment is to be linked to job, it is difficult to figure out where it goes. And of course any details you receive when you claim doesnt state anything about receiving payments .

 

But will it be that it will first fall under capital (my best guess) and if not spend than under savings if not used???? Could you also clarify if this goes for reclaiming bankcharges? If someone gets money from this do they than also have to notify about this?

 

Hope you can shed some light later this week.

 

Thanks,

LMS

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LMS; I have been advising on housing and welfare benefits for 7 years now and still get confused like hell :p so I am not surprised that it can be frustrating to everybody else. I will get back to you and Sarah as soon as I am certain what's what.

[sIGPIC][/sIGPIC]

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Right, to answer Sarah question:

any sum paid as a result of damage or loss of the home or any personal possession, for example through fire, flood or burglary, and which is intended for its repair or replacement should be disregarded for 26 weeks or, if it is reasonable in the particular circumstances of the case, for a longer period decided by the LA. The disregarded period begins on the date the sum is received. The regulations you need to quote are: HB Sch 6 Para 10; CTB Sch 5 Para 10

After 26 weeks (or more, if you convince your HB office) the HB office may (or may not as they are usually snowed under) ask what happened to this capital. Therefore I would recommend that if you buy anything of substance that you keep the receipts or if you have any work done at home, keep the invoice etc.

The amount you were talking about should be disregarded anyway if you are of working age claimant as it's below the threshold of £6000 (and the payment is received after 10 April 2007 or £3000 if received before)- in line with LMS advice about thresholds for savings.

 

Keeping in mind that the amount should be disregarded, I would still recommend that you keep invoices or receipts, even if you had to buy stuff before the insurance payment has reached you.

 

As for the bank charges refunds- I will find out.

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Refunds of bank charges are apparently being treated in line with regulations about capital. That is: less then £6000- disregarded, between £6000 and £16000- treated as having an income from this capital equivalent to £1 a week for each multiple of £250. This income is known as tariff income. For example: A claimant with capital totalling £6,290 is treated as having a tariff income of £2 a week. The table of tariff income can be found at http://www.dwp.gov.uk/housingbenefit/manuals/hbgm/annex/bw1annxb.pdf

 

Therefore people who are in receipt of income assessed benefits like HB, CTB, IS, JSA should declare any bank charges refunds over £6000 to avoid overpayment problems or fraud allegations.

 

There is a legal requirement to declare this capital so please take it seriously as when asked for bank statements during the next claim review, questions will be asked.

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Thanks for sorting this out Joa, I didnt have much to get back regarding the bankcharges, but I also asked for other users on this site.

Is it an option that you put it as a sticky either here or under general bankcharges?

It is really usefull information and its something probably a lot of people forget to think about (I did)

 

Thanks for your help

LMS

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LMS- I thought it may be useful so I asked karnevil, the site admin, to think about spreading this info somehow.

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Hi i am on income suppoert and i do recieve houseing benifit

but my queastion is as follows my landlord rent is £500 per month and the benifit office payes £350 i have to pay the other £150 i was told to day that my landlord is putting my rent up to £550 as the interist has gone up and have been showed proof of this

what i would like to know is the houseing benifit obliged to give the rent increase as i cant afford to and fear that i will be made homeless unless they pay the extra rent

i can no longer affored to supplemnt it i have 2 children and a wife to support on my benifit please advise what i can do.

thankyou fatmankevin

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Hi there; HB doesn't have to take the whole rent into consideration. They will have a "standard" rent levels for your area and house size. This will be decided by the Rent Officer. It will be called an "eligible rent"- your "real rent" may be higher then the "eligible rent" Next, the HB office will look at your "eligible rent" and assess it against your income. That's how you have ended up paying your share of the rent.

The rent increase needs to be communicated to the HB office; send them a copy of the landlord's letter or new tenancy agreement with a covering letter in which you ask for two things: for the benefit to be re-assessed and for the Rent Officer to look at your rent again. In the same letter ask for application form for the Discretionary Housing Payments.

Please check this forum for threads on DHP-there was few recently. Also, find out if the rent increase is actually binding by reading http://www.consumeractiongroup.co.uk/forum/landlords-tenants/74064-rent-increase.html#post641972

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