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barclays closing accounts ?


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hi

 

I'm a newbie and wanting info on barclays,namely the following......

 

are there any cases of barclays closing accounts,threatening overdraft withdrawl etc when action is started ? and if so at what level ? ie sending off for statements or papers served etc.

 

i want to get started ASAP but won't have the overdraft paid off for 2months but I could be throwing away cash by waiting as 6year 1 month ago i may have been charged £90 for all I know.

 

any help much appreciated.

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Hi Hicks.

 

Spend a few days reading the FAQs and the step by step guide in the library section. That will answer most of your initial questions.

 

Regards, Rooster.

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Welcome to the forum.

There is no firm evidence to suggest that Barclays are closing accounts willy nilly after claims being lodged against them

We suggest opening a parachute account as a safety net against a worse case scenario.

The F.O.S. have recently been investigating complaints relating to this and have said they will continue to do so.

In some cases compensation has been ordered to be paid,albeit not fully compensating for the inconveniences.

Every case though is viewed on its merits.

The banking code too (the banks voluntary codes) have issued guidelines suggesting claimants do not have accounts closed simply for re claiming penalty charges.

In a nutshell theres no hard and fast answers or guarantees that it WILL or WONT happen in your case.

Best thing is to be prepareds for all eventualities.

Personally I would start as soon as you are able.

Do not worry too much about being out on limitation you can deal with that later and this is not too much of a problem as had earlier been anticipated.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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My advice would be, to open a parachute account anyway. Can't hurt. But as I see it, if you are going to be able to clear your overdraft in 2 months, then carry on sending off for your SAR anyway, I doubt you will see any statements for at least the 40days, and by the time you send your first letter to them it will probably be about 2 months from now. See it as an investment, if you pay the overdraft back now then anything you claim back from them will be money in your hand.... Good Luck

I won against MBNA, Nat West , Barclays, Barclaycard and PPI payments from Barclaycard

Abbey National still to go.... what will I do with my spare time?

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