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Hello, Hope someone out there can help.


Sent my request for statements last Wednesday, but forgot to enclose a cheque for £10 :(.


After 2 days of digging through boxes I have now found all my statement :), shall I just sent the prelim letter to Halifax? or am I gonna have to wait for the first letter to be rejected?


Thanks in Advance

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Hi, c00kie.


Yes I would send the prelim, you know what your due so start the process.






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Hope someone can answer this question:


I have just calculated how much dosh halifax owe me from charges (£1400), but how do I calculate overdraft interest? I can't just take the figure from my statements as I do have an arranged overdraft, and the spreadsheet I have used has 8% column, but I thought that was for court stage.


Thanks in Advance

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Thanks for the links.


Just worked out that my arranged overdraft is interest free, so all interest debited from my account is on the charges.....extra dosh to claim back!



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