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What do I do now???


wiffy
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Ok get all my charges back on day 38, worked out what I was owed plus interest and sent the letter back last Thursday.

 

Today I ahve received a pretty standard looking letter saying sorry I am not happy however these charges are stated therefore they refuse to refund.

 

What do I do now???:mad:

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Hi wiffy,

 

The next step for you is Step 4 in Michael's link - the Letter Before Action. You might want to wait until the 14 day deadline you set out in your first letter is up, but you don't have to.

 

Good luck. Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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I think this is why I am confised because they have replied with 14 days but saying its there right to charge?!

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Don't worry wiffy. This is a standard response from them and an attempt to scare you off. Just proceed with your claim. It might put your mind at rest to check out other threads to see the repsonses other people get from Lloyds. My thread (linked in my signatre of if that doesn't show click on my username to see my signature) quoted every single letter we ever got from Lloyds so you will soon see the type of tricks they try on.

 

Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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