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Multiple charges applied on the same day


Keith987
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Hi. My first post and it's a quick question. On the spreadsheet, should I list each charge separately? e.g. 29 'cheque card misuse' penalties were debited from my account on 3/1/2006 totalling £623.50. Should I list 29 identical items @ £21.50 or consolidate them into 1 item?

 

I assume that I should use the date that the penalties were debited and not the date that the card misuse occurred.

 

I'm about to issue the LBA.

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Keith

 

It does go from the actual date the charges were debited. The interest is also calculated from that date, as that's the date they 'borrowed' your money (without your permission).

 

Varangian

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