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Greetings ram and welcome to CAG. You have certainly come to the right place.


From the Forum Homepage


You will find the FAQs section in red, which is essential reading before you do anything to reclaim. It really does take some time to get used to it, because this is a self-help forum and people will help you, but noone can do it all for you.


Below this there is is a link to a forum just for Halifax BOS. There you will find all the information about current and successful claims against that bank, and the people there can give you the most direct advice.


Start a new thread there to keep a record of your impending claim, and to let the right people make contact with you.


There is also a live chatroom for quick Qs and to met new people.

Enjoy the ride and you'll soon recover what's rightfully yours.:-D


Varangian Guard

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Hi and welcome to the forum Rams.

The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information.

But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, but you do need to be prepared.

Everyone is very friendly and keen to help. Dave and Bank fodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch.

Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed.

The first thing you need to do is start your own thread in your relevant banks forum.


I have put some useful links onto the thread that you can refer to when needed.

Good luck. See you at the other end……

Some useful links...

Quick Guide


Step by Step Guide

If you wish to make a Donation

A-Z Guide

Making Posts

Start a thread

Letter Template Library

Rejection of Settlement / Good Will Gestures

Interest Spreadsheets

Contractual Spreadsheet

Court N1 Form

Court Bundle

Preparing a Court Bundle

Bank Contact Details

Money claim Online

AQ Guide to Completion

Court Fees

Data Protection non Compliance

Witness Statements for Court Bundle

Banking Code Website

Limitations Act

Fast Track Costs

Scottish Procedure

Scotland Forum

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