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bahoney V Capital one (ppi + charges)


bahoney
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:?: hi

 

I have received my statements from Capital One, and about to claim it all back. I am also thinking of claiming back the mis-sold PPI which I have been paying since I opened the credit card account in 2003. As the card was sold to me over the phone i don't recollect signing up for PPI.:-x

 

can i claim both the PPI and late payment charges together? If so how do I go about it. Do i need to write them to cancel the PPI first, before claiming both PPI and charges?

 

Has anyone been in this scenario out here who can help me.

 

if anyone can point me in the right direction I would be very grateful.

 

 

bahoney

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:?: hi

 

I have received my statements from Capital One, and about to claim it all back. I am also thinking of claiming back the mis-sold PPI which I have been paying since I opened the credit card account in 2003. As the card was sold to me over the phone i don't recollect signing up for PPI.:-x

 

can i claim both the PPI and late payment charges together? If so how do I go about it. Do i need to write them to cancel the PPI first, before claiming both PPI and charges?

 

Has anyone been in this scenario out here who can help me.

 

if anyone can point me in the right direction I would be very grateful.

 

 

bahoney

 

Hi bahoney I shall keep a eye on your thread I am in a similar position with Crap1 charges and PPI (in my case pre existing medical condition) I am not sure weather to claim both together or split into 2 claims so that a mistake in one claim wont bugger the other one. Also plenty of template letters for charges not much for PPI.

 

I have recieved my "Copy of application form" in place of CCA agreement so they are in default and counting down to commiting offence.

Waiting to see what 40 day SAR limit will bring.

 

good luck dpick:-x

cannot find it A to Z

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

Halifax :D

Paid in full £2295

 

MBNA:mad: 20/03/2008 settled in full out of court

 

Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs

 

Littlewoods :-D

12/08/2007 write off £1176.10 debt.

 

JD Williams charges refunded in full £640

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