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Details of Charges


akcy
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Hi all

 

First poster, just got a question about how the charges appear on the statements.

On an HSBC statement(well mine at least) it just says Total charges with an amount that vary should i take this as charges for being Overdrawn???

 

After 2005 it clearly says Overdrawn limit and this is £25 but some other charges are for £27.50 or £18 but no detail as to what they are.

 

Any help would be good thanks

 

Adam

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Contact the bank and ask them to give you a break-down of the charges.

If you don't get a satisfactory response, then claim them all.

 

Regards, Rooster.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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hello akcy, and a warm welcome to you!

 

If you are talking about a personal account, then this charge represents excess overdrawn charges... you claim them all on top of the other charges applied through the month. have a look through, you will see things like card misuse and returned DD, things like that.

 

for more info look at

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/15518-charges-description-statements-please.html

 

Crusher :-D

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

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Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

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hi akcy... just type in on your spreadsheeet exactly what it says on your statement. if it says 'total charges' then type that in... simple as that! it's usually the total charges that make up most of the claim that you will get back. good luck

If i've been helpful in any way....then tip my scales over there!

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If its a personal account, then total charges represents excess overdrawn charges. Normally in multiples of £25 up to £125 (£25 per week)

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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Thanks everyone for the advice and help, sending my letter out on tuesday, just worried as I have a loan with HSBC, hoping they dont collar me and say I have to repay it all etc

 

Fingers crossed

 

Adam

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