bank charges and DMPs

[bettyg38]

Hi all

I'm thinking of claiming my bank charges back from Barclays and I recently set up a Debt Management Plan with Payplan, does anybody know if it will affect the way they are within the DMP

hope that makes sense?

thanks

Betty

[happyolddog]

Hi Betty,

Welcome to the forum.

 

You can still persue a claim,but the money recovered may need to be offset against your debt,Please read in the next link;

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/

Then start a thread BettyG38 V Barclays in this link.

http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=7

Please take time to read the faq's

use the template letters.

 

LINKS....

FAQs....

Templates Library....

There is also live chat, visit if you need any quick advice.

http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php

Finally good Luck.

Happyolddog.

 

If my advice helps please tip the scales, left.

[smartmartian10]

I am with payplan and have recovered charges no problem.

 

Have you CCAed your creditors? this has been far more successful for me see link below

 

http://www.consumeractiongroup.co.uk/forum/royal-bank-scotland/80248-tesco-visa-no-cca.html

[bettyg38]

Thanks both of you

I shall def pursue the CCA thing that sounds too good to be true.

Looks like I'll be spending BH writing letters!!

thanks again

betty

[bettyg38]

Hi SRMJMM10 again

can I CCA catalogues?.

I've hunted around on the site I saw your thread about NEXT would Freemans and Grattans catalogues be the same??

ta

Betty

[smartmartian10]

Yes they should be. Though they may well try and say they are not. Try looking up their websites, if they have them, and look around as if you were starting a new account for references to Consumer Credit Act. Main thing is not to take anything they tell you at face value.

 

I CCA Littlewoods and Next and so far neither has come up with anything worth reading! They are on my (very long) to do list.

[Guest louis wu]

I CCA Littlewoods and Next and so far neither has come up with anything worth reading! They are on my (very long) to do list.

 

 

Lol, how very true. you start off with a simple charges claim, and before you know it fingers in so many pies its difficult to keep up.

 

Looks like a lot of us are going to be very busy this year.

 

 

Betty this is a very long thread about cca's, but very informative

 

http://www.consumeractiongroup.co.uk/forum/general/33174-consumer-credit-act-agreements-new-post.html

 

 

 

This one is not as long (but is catching up) and again is full of excellent material.

 

http://www.consumeractiongroup.co.uk/forum/general-debt/74733-credit-agreement-application.html

 

 

I would definately read the second, and scan the first asit will really help with any future cca issues.

 

Best of luck

 

Louis