Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

A&L **double success** Advice Needed


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6192 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

 

I recently regained my charges back from A&L after submitting a MCOL.

 

I received a letter and my cheque of £269.85 and have banked this in my new parachute account last week.

 

I received a further ltr yesterday stating A&L were to close my account next month, no surprise there. However, in a second seperate letter envelope was another letter enclosing another cheque for £269.85......hurray I say.

 

Question is do I do the honest thing and return it or stick two fingers up to them, bank it and act dumb and say nothing, until they realise.

 

Even then they wont get it back as I can be as childish as them for closing my account (which I dont need anyway).

 

Let the answers flow........mods, CAG will receive two donations if the majority say keep it !!

 

Kind regards

Link to post
Share on other sites

Hi Zoo,

 

I suppose you are correct. Must be something in the air this year as my insurance company returned a £700 cheque to me when I chose not to renew my car insurance ....I hadn't paid them anything either.

 

And yes, I returned that one also !!

 

Thanks

Link to post
Share on other sites

i would be honest and pay the money back. it is wrong to keep what isnt yours. and i know A&L were wrong to close your account. and wrong in taking the charges off you in the frist place .. but is it wroth stooping to their level and doing the same.. ( i dont think so ) so be one better than them and pay it back.

Link to post
Share on other sites

If you keep it, it is YOUR problem.

 

It would constitute a criminal offence, Theft Act 1968.

 

Return it advising them of their error.

 

Re closing your account, you need to complain to All & pester 1st, until you get a letter advising you that it is there "final decision" to close your account. You then complain to the FOS.

 

Good luck and well done ...... :D:D

There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.

Read through the

FAQ Section.... Use these links :grin:

 

Like what I say show - add to my reputation (click the scales!)

My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.

Halicrap - Full settlement 12/06 £408.34

Crapitol 1 - Settled in Full 27/04/07 £15808-)

All & Pester - Claim served £5695 4/09, Stayed

Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09

Lloybles - No CCA, CPR disclosure notices served.

Link to post
Share on other sites

Ripata there are plenty of people with criminal convictions who have followed that belief.

 

There is plenty of case law and applicable criminal law. You can not do what you suggest and avoid answering to a criminal court whether Magistrates or Crown !

There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.

Read through the

FAQ Section.... Use these links :grin:

 

Like what I say show - add to my reputation (click the scales!)

My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.

Halicrap - Full settlement 12/06 £408.34

Crapitol 1 - Settled in Full 27/04/07 £15808-)

All & Pester - Claim served £5695 4/09, Stayed

Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09

Lloybles - No CCA, CPR disclosure notices served.

Link to post
Share on other sites

Stick It In A High Interst Account For 28 Days, Even If You Make A Few Pence Interest Its Better In Your Pocket Than Theirs!! I Dislike The Alliance And Their Pathetic Internal Structure So Make As Much As You Can Before You Return It!!!!!!!!!!!

 

Cant Help But Grin At How Stupid They Are;)

Link to post
Share on other sites

I would not advocate that as it would be unlawful and possibly illegal. CAG prides itself on holding the moral high ground over the banks and will not advocate using illegal or immoral practices in relation to our dealings with the banks.

 

You should advise the bank that you have a duplicate cheque and ask they send a SAE for you to return it in. (this way you won't pay the postage)

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

Link to post
Share on other sites

I had placed it in my account but after further legal guidance today I have contacted A&L and advised them of their error.

 

As I do not have a cheque book I have advised them I will be sending a bankers draft.

 

The incompetance of the bank has been highlighted even more by this issue.

 

Thanks and good luck with all your claims.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...