Jump to content

Lloyds TSB


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5311 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

Hey everyone, I'm new to this site and thought I'd say hi and take the opportunity to ask for advice.


I sent a letter off to the bank (Lloyds TSB) on 27th March 07 and have received my reply today. The letter slightly waffles on about how the bank is a business etc etc and how we should contact them if we're going to go over our limit. This is what they have said:


"The office of fair trading has published new guidelines on credit card default charges. We're still talking it through with them, but the important point is tht the guidelines are about 'default' charges that people pay when they break an agreement with us. This does not apply to your charges as these were for dealing with your request to got over your agreed overdraft limit. They are not default charges because you haven't broken your agreement. They are our prices for the service we provide in these situations."


I don't understand! We didn't request to go over the agreed limit and the breakdown of charges they sent has O/Draft Excess Fee and Unpaid D/D. Can I not claim these?


Any help would be appreciated.

:razz: Mrs Mop :razz:

Link to post
Share on other sites

I have given you an answer on your other post.


Please don't double post or you will never know where to find your replies.


If this has been useful to you, please click on the scales at bottom left of post. Thanks.


Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.


LOOK! Free CAG Toolbar.

Follow link for more information.



Please donate,

Help us to help others.





Forum Rules.


Link to post
Share on other sites


  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?

  • Create New...