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Hi,I have an account with Abby,my wife has one and we have a joint account,I have a £500 overdraft,my wife has a £950 overdraft,we don`t have one on our joint account.Are we still able to claim with these overdrafts?Thanks in advance.

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Hi monitor and welcome aboard.


Yes, the overdraft facility has no impact on your ability to reclaim unlawful charges. If you have not read them yet, please take a look at our FAQs and the other guidance within that section. Links below.


Good luck




Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.



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