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Dear all,


I have just discovered this website whilst trying to see if anyone has reclaimed excessive charges from either the Student Loans Company or Ikea! Looks like you have!


So then, a confession: I'm a solicitor. I have been qualified for three years and specialise in commercial law, working in-house as a legal counsel for a multi-national transport and logistics provider. What I do is draft and negotiate commercial contracts. Currently, I am on maternity leave tending to our 10 week-old baby boy and looking for ways to supplement my pitiful income during the next few months :) I inend to do this by reclaiming the excessive charges I have paid over the last six years.


I have already started the process of reclaiming both bank charges and a mortgage discharge fee, both levied by RBS.


Perhaps I can even be of some assistance to you in terms of drafting: I'm no litigator but letters before action aren't a problem.


I have a little tip which always helps me and that is to know thine enemy. If I have the name of the person I'm dealing with on the other side then I look them up on solicitors-online.com (run by the Law Society, lists all qualified solicitors). You can search by individual and by organisation. For example, I see that Bookworm was victorious in his battle with Debbie Shannon from Ikano. She has been qualified for 12 years and is quite a formaidable opponent, listing banking law and consumer problems amongst her specialisms. The site also works the other way of course and gives you a name to address correspondence to if you want to cut through the various layers of beaurocracy in an organisation.


You probably knew all that, so sorry for babbling on. Still have nappy brain :rolleyes:


Look forward to getting and giving help!


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Hello and thank you for the offer to help on the site.


Just a small point Bookworm is a lady.






I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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