Jump to content


Jimmylove v HSBC


jimmylove
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5291 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have been reading posts on this site for a while now and a few weeks ago took the plunge and I sent my first letter to HSBC on 14th March and heard nothing. I have sent the LBA letter on Thursday 5/4/07.I know I should allow 14 days for them to resond to this but with it being easter and bank holidays should I give them a few more days to allow for the days the post to catch up or just continue with the next step after 14 days?

I have sent my letters to the address on the back of the letters they send to me which is 8 canada sq,london. Is this right or should I go to a different address? Any help would be appreciated and I will update this thread when I know more.

Link to post
Share on other sites

Will you be claiming any interest - even just the 8% statutory lot? I know that when my 14 day LBA deadline had only a day or two before expiring, I was praying HSBC didn't respond because I wanted to go to court and slap the interest on as well.

 

You are unlikely to hear from them for a few weeks. And bank holidays won't make much of a difference to your wait - we're taking weeks here, not a few days. First, you'll get a reply to your preliminary letter saying something like "please give us more time to investigate your claim thoroughly", then another letter to say it is taking longer than expected and they quite understand that eight weeks is really quite a long time .......

 

If I were you, I'd get MCOL ready over this weekend while you have some free time. Use the Canada Square address, this is their registered office.

Link to post
Share on other sites

I agree with VT get the court stuff sorted over the weekend. I definately wouldn't give them dispensation because of the Easter break after all if things were the other way round we know that they would not be so understanding. :)

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

Link to post
Share on other sites

exactly, stick to your timescales. they never used to mind slapping charges on and sending you letters, just in time for a bank holiday or a weekend!!

If i've been helpful in any way....then tip my scales over there!

Link to post
Share on other sites

thanks for your help guys.... i havent claimed any intrest and as you say VT,i am hoping they dont reply as I am indeed intending to claim the 8% when it goes to court. However, i am at work all weekend and dont have the luxury of eating eggs and hot x buns like you lot! lol . Ill make a start on MCOl on tuesday though .

Thanks again

Link to post
Share on other sites

i'm sure you'll find the mcol website very user friendly - in any spare time - just log in - get your claim all filled in as you have time and when the 14 days is up all you will need to do is pay and submit.

michael browne has written a line by line guide:

Getting MCOL Right

although there is a template for the particulars of claim in the library - i will pm you mine as another example.

Link to post
Share on other sites

MB has done a mighty fine job with that step by step.

all the best jimmy

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

Link to post
Share on other sites

  • 3 weeks later...

ok...problem encountered. Ive been away for a while and got back today thinking I would have either 1-a nice big cheque on my doormat or 2- a reply from HSBC, but Ive actualy got 3- nothing!

I was going to start the mcol and process for tomorrow but I have realised in my stupidity after reading someone elses thread that I have not sent my prelim letter and LBA by recorded delievery. Is this a problem or should I send the LBA again by recored delievery again giving them a further 14 days?

HELP!

Link to post
Share on other sites

No don't worry about that it is really only a back up as you can produce the letters that you have sent so no issue really. The real action starts with the court and it is this process that gets the banks to step up and take notice. :-)

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

Link to post
Share on other sites

No because for one you have sent letters and can produce copies of these letters just because they are not sent recorded does not make it valid. Two to make any claim you do not have to inform someone in advance. Lastly and most importantly you are highly highly unlikely to get into a court where this could possibly make a difference. :D

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...