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Yorkshire Bank - Contractual Interest?

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I've started to try and recover my bank charges over the past six years from Yorkshire Bank. I initially wrote to my local branch asking for copies of my bank statements under the DPA and got a letter back saying they could countersue me (no bank statements or acknowledgement of the ten pound postal order I had sent them). I wrote to the Customer Services dept at the Clydesdale bank in Glasgow repeating my request and they waited the full 40 days before providing me with them.

I've been looking at the possibility of claiming contractual interest. Can anyone tell me if they have suceeded in doing this (against YBank or anyone else)

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  • 1 month later...

I've just spotted your post in the welcome forum and thought I'd move it to the main one for this this bank.


I can't think of any claims for contractual interest against Yorkshire Bank, and personally I don't recommend it as there doesn't appear to be any basis for it in law. Some people have been lucky to get it claiming against other banks.


There is a lot going on in this forum after the Whistleblower programme the other week, so if you haven't done so already take a look at the stickys at the top of the forum and read all about it.


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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007



Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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