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Hitachi Capital


kazdoc
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I thought our sofa loan ended last month, but I got it wrong and did not leave the money in the account for them yesterday. OOps. Had a lovely £39 charge from the bank for unpaid DD and now just looking at my paperwork ahve noticed that Hitachi may do the same with £30 charge. Can they do this? Or can I say "see ya in court?"

Karen :oops:

 

05/01/07 S.A.R - (Subject Access Request) posted

07/03/07 Offer made of £457. Rejected. Offer remade of £651, accepted.

26/03/07 PAID IN FULL

 

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Could do with some help on this one guys.

Have just had to pay a £32 charge for returned DD to Hitachi capital. I asked for a breakdown of how they came to this charge which was refused. Lady on phone said that I didn't have a leg to stand on in court as I signed a credit agreement. Is this correct? Any help greatly appreciated :mad:

Karen :oops:

 

05/01/07 S.A.R - (Subject Access Request) posted

07/03/07 Offer made of £457. Rejected. Offer remade of £651, accepted.

26/03/07 PAID IN FULL

 

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and we need this site!

 

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Kazdoc - there are a couple of Hitachi threads on here - do a search - I shall certainly be going after my £200 in charges once I've paid off the old debt. Go through the process (Prelim/LBA) as normal - just change the words to suit (regarding banking account etc) and see. I seem to remember that Hitachi settled with one person just before the LBA expired. (Its "Bean's" thread in this section) - I will go and check.

 

Best of Luck

Jackie

Abbey: Settled - now for no. 2

Dudley Building Society : claim dismissed - no costs

London Scottish: settled in full :oops:

Capital One - settled in full :p

 

"Energy and persistence conquer all things" Benjamin Franklin

 

Any advice, information and thoughts given by me are just my humble opinion

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Abbey: Settled - now for no. 2

Dudley Building Society : claim dismissed - no costs

London Scottish: settled in full :oops:

Capital One - settled in full :p

 

"Energy and persistence conquer all things" Benjamin Franklin

 

Any advice, information and thoughts given by me are just my humble opinion

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Jackie, thank you so much; I'm not sure how to do a search so thats why I didn't previously do one. How do i do one? Need to see if there is a thread for Studio catalogue, as my poor pensioner mummy is being snowed under with charges and now she has cleared debt i really want to help her.

I am now going to claim for £32 off Hitachi even though they said I had no legal standing. Poo to them I say!

Karen :oops:

 

05/01/07 S.A.R - (Subject Access Request) posted

07/03/07 Offer made of £457. Rejected. Offer remade of £651, accepted.

26/03/07 PAID IN FULL

 

Your Site Needs You!

and we need this site!

 

Please don't forget to make a donation!

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Just found out how to do a search. Doh!

Karen :oops:

 

05/01/07 S.A.R - (Subject Access Request) posted

07/03/07 Offer made of £457. Rejected. Offer remade of £651, accepted.

26/03/07 PAID IN FULL

 

Your Site Needs You!

and we need this site!

 

Please don't forget to make a donation!

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Kaz - just use the wording of the template letters - they will say that to you just to put you off. Keep everything in writing now and stick to your timetable.

 

Best of Luck

Jackie

Abbey: Settled - now for no. 2

Dudley Building Society : claim dismissed - no costs

London Scottish: settled in full :oops:

Capital One - settled in full :p

 

"Energy and persistence conquer all things" Benjamin Franklin

 

Any advice, information and thoughts given by me are just my humble opinion

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  • 11 months later...
  • 4 months later...

Hitachi are bonny fiddling bstards.. not only do they charge you £32quid for a missed DD but also the bank charges you £35 for the DD rebound.. so you're hit with a double whammy of £60.. not to forget the £25 cost to send a letter to you.. any udates yet on your case me auld boy?

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