Mackem67 vs Halifax

[mackem67]

Hi everyone.....newish here

 

Sent SAR 21st March

Rec'd acknowledgment 23rd March

Rec'd Statements 30 th March

Sent Prelim 1st April

Rec'd standard we have 8 weeks blah blah today ....It's not 14 days since they would have only received the prelim on tuesday.

 

Do I send an LBA now or wait till the 14 days are up on Tuesday?

With it being Easter they won't get it till then anyway probably?

 

Thanks for any help

[ozzywizard]

I would wait the 14 days, as they have not responded with a negative just trying to invent their own timescales.

[mackem67]

ok thanks ozzywizard,

14 days are up on Saturday

[mackem67]

I'm sure I have lost the ability to count lol.

Ignore my timescale upto now.

Ok sent LBA yesterday and checked on Royal mail today, it says there that it was delivered today from their Halifax office.

Does that mean I now wait 14 days from today's date?

help please

[sea-sidelady]

Yes your 14 days are from today.

[mackem67]

Thank you sea-side lady, much appreciated

I may need to shout for help if I have to do the court claim bit lol

[sea-sidelady]

No problem, there is always a lot of help on here.

 

It is always worth having a read up on the court procedures so you are prepared.

[mackem67]

yes I will, I read lots every day to try and prepare myself.

My head aches a lot too though lol.

Some of it looks way too complicated.

Also I am not able to use MCOL as they do not accept electron cards and that is all I have.

IS it just as easy to go to court in person to file?

[sea-sidelady]

I always use N1, and file at court. It is more conveniant for me. But i also prefer it.

The form is very easy to fill in.

 

This is the N1 form...

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/844-n1-claims-form-pdf.html

 

And this is the poc...

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

If you have any worries just shout.

The handy thing about doing it this way, is you take 3 copies of everything in, and the courts do it all for you, and they normaly double check your forms.

[mackem67]

thanks sea-side lady , you are so helpful!!

I clicked your scales for you lol

[sea-sidelady]

Thankyou, Clicked right back....

[mackem67]

ok I have 7 days till I file N1.....

 

Anyone think it's worth ringing to make sure they have my lba??

 

I have proof in the form of sig strip on royalmail............but would it hurt??

[mackem67]

hmmm??

[jowalshy]

I don't think that it would hurt to give them a ring although you have proof of delivery. You may get fobbed off with the 8 weeks timescale thing they are pushing at the mo.

[mackem67]

yeah i may well do ........they sent me that letter when they got my prelim. I'm not sure where to call though.

Do I use the number on the standard 8 week letter?

[jowalshy]

Try this number. It is the Leeds number 01977 627451, I don't think that it is open at the weekend though. Or you could try 08457 253519.

[mackem67]

Thanks jowalshy....I will try those

[wxantia]

Try this number. It is the Leeds number 01977 627451, I don't think that it is open at the weekend though. Or you could try 08457 253519.

 

Not that this makes much difference but just so you know....It is actually a Castleford or pontefract number which is around 12 miles out of Leeds.

[natking01l]

Hi, just been reading your posts, i have to file my claim with Halifax on Thursday, wishing you Good Luck.

[mackem67]

thanks natking, I havent actually rang the bank yet, may do it tomorrow as I'm due to file N1 on Thursday..............

 

I don't know what to say if I ring then I think thats why I have out it off, if they start with all the legal garb I'll be stumped.

There was a thread on here with the right words and I cant find it lol

[natking01l]

Hi did you file your N1 today, i am going to do it online but havent clicked on the send yet, will probably submit it on Friday.

[mackem67]

Hi Natking,

 

No not yet, I have to use N1 and have had a bit of trouble getting the forms to print correctly.

 

Got it done now though (just) so will have to wait till Monday lunchtime I'm afraid.

 

Haven't heard a word from the Halifax since their standard "we have 8 weeks" rubbish, have you had anything from them?

[natking01l]

Hi, i have received a 8 week letter from them after each letter i have sent them. I have still got to claim for my husbands online too, but am going to put that through next week.

 

Good luck.

[mackem67]

I only received one of those letters then nothing at all.

I'm starting with 2 other accounts and my sons account lol

I will go to court on Monday and file N1

 

Cheers good luck to you too ( hope we dont need it)

[mackem67]

Ok heard nothing from them so going to file at lunchtime today............

 

will keep you all posted