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I don't believe this!


Phonesurgeon
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Hi folks my first post in this section.

I am busy on other threads and other institutions relaiming the charges: HBOS group and HSBC group along with CRAP1 Marbles and Barclaycrap.

I ve opened a Lloyds TSB parachute account just in case and very stupidly i set up paypal on it so i could verify the bank account.

As it happens i ve been slapped a £35 charge... god you cannot take the eyes off the ball for 1 sec...

Needless to say a preliminary letter will be fired today...

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Why not just phone them and explain the situation-they may refund.

 

It may be better this way rather than getting heavy handed with them.As it is a new account they may be agreeable.

 

Let us know

PPMAN159

 

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Paypal has deposited 2 small amounts(£0.23 in total) and left the money there...

Paypal did take a payment that i authorised on the wrong date... which they refunded promptly but the damage was done already as i did not have enough funds.

this happened on the 08/02 and they applied the charge on 02/04 almost 2 month later

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As I said earlier, if you phone Lloyds and tell them what has happended with the PaypAl situation then as they account has only just been opened then they may look kindly and refund the charge.

PPMAN159

 

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PPMAN

thanks for your advice...

i did explain the situation to them on phone and got a lenghty recording.

they did not budge one bit... our charges are fair and transparent... we will not refund... we will defend any claim in courts...

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I would say that if you feel stronlgy about this then you have no option but to tkae the matetr further and put this writing giving them 14 days to respond.

 

Then if no reply is received you may want to threaten them with court action.

 

At least by putting it in writing you have proof of what is going on should it be needed at a later stage.

PPMAN159

 

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I feel very strong about the whole bank charges issue.

thanks to First direct and others my life has been misery for the past 2 years. now i am in the know and i will not accept any more charges unless all banks and credit cards company reduce their charges to £2 as it should be.

until that time comes i will chase any bank charges...

 

i will be filing tomorrow at court against FD but thats another story...

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