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Mercers Another Farce!!!!!


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Mercers are chasing the missus for a barclaycard account.

Sent a CCA 14/03 and they defaulted yesterday 04/04.

GUESS WHAT?????????

This morning they served her a Default Notice under section 87(i) of the Consumer Credit Act 1974.

She need to pay just short of £800 by 19/04 to correct this!:eek:

 

Questions:

1.can they do this after they defaulted on my request?

2.what do i do next?

Thanks guys and gals

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NO! The debt is in dispute and unenforcable until such time as they supply the documents.

 

Write to them explaining this (as they obviously are stupid), and let them know you're sending a copy along with copies of your original request to Trading Standards.

  • Barclays: WON!!! It took four months but was totally worth it!
  • Cabot: I'm still waiting for an enforcable agreement, more than a year after requesting it. Go on, Uncle Ken, take me to court if you dare. You know you want to!
  • Elephant.co.uk: VICTORY - they admitted there was no debt!
  • Ashbourne Management (gym membership): Finally got my default removed and out-of-court settlement; I'm not finished with them yet!

<--- If I've been helpful please remember the scales ;)

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Mercers are chasing the missus for a barclaycard account.

Sent a CCA 14/03 and they defaulted yesterday 04/04.

GUESS WHAT?????????

This morning they served her a Default Notice under section 87(i) of the Consumer Credit Act 1974.

She need to pay just short of £800 by 19/04 to correct this!:eek:

 

Questions:

1.can they do this after they defaulted on my request?

2.what do i do next?

Thanks guys and gals

 

 

Who did you send your CCA to - Mercers or Barclaycard ?

S.A.R - (Subject Access Request) sent to NatWest 30 March 07

Statements received 2 May

SAR sent Barclays 30 March 07

SAR sent Barclaycard 30 March 2007

SAR sent RBS 5 April 2007

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I am acting for the missus and i ve sent the CCA request to Mercers.

They are dealing with the account now...

First thing tommorow morning i will contact trading standard and made them aware...

 

 

Thanks and Good Luck - Keep us all posted !!

S.A.R - (Subject Access Request) sent to NatWest 30 March 07

Statements received 2 May

SAR sent Barclays 30 March 07

SAR sent Barclaycard 30 March 2007

SAR sent RBS 5 April 2007

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Stick it up em' Phonesurgeon !!! :D :D :D

S.A.R - (Subject Access Request) sent to NatWest 30 March 07

Statements received 2 May

SAR sent Barclays 30 March 07

SAR sent Barclaycard 30 March 2007

SAR sent RBS 5 April 2007

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