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£6,00.00+ in charges over 6 years!!!

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Hello I was recommended to this site by a guy at work, I have already sent the letter to my 2 banks, both of which I had two accounts ( I say I but its a joint account with my husband) they are the Lloyds TSB and The Nat West, they have until the middle of April to send the statements, Nat West has already sent theirs and I have gone through them and I was staggered to see that between the two accounts they have in the last 6 years taken just over,,,,wait for it... 6 thousand pounds in charges!!! in fact in september 2005 alone they took over seven hundred pounds in charges, it started whith bouncing a cheque that would have put me £2.00 over drawn and harged me £35 for the privilige, then because I was £28.00 overdrawn they charged me an unarranged borrowing fee of £20.00 then they charged me interest on the 'unarranged borrowing' then i had money paid in which didn't cover the charges (this is all on the same day) so they bounced a direct debit (the money i paid in would of covered the £2.00 shortfall on the cheque and the direct debit) so they charged me another £35.00, another unarranged borrowing fee more interest and so on until they chewed up the £700+ figure. So I am now going to do the reckoning for the interest and send the letter, so watch this space, I am just waiting for the Lloyds TSB to anti up the statements and I'll have to start over again.:!:

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