chil vs abbey

[chil]

hello all,

becoming more stressed by the day sent the standard 3 letters and recieved the standard mumble jumble back. issued court proceedings for £3558.00 recieved a Notice that Acknowledgment of Service has been filed, within this they (the Abbey) intend to defend all of this claim. Please could anyone tell me what is likely to happen next has myself and my partner have just had a baby and are very worried of incuring any more finacial problems that my arise from these proceedures. thankyou in advance with your time and effort in reading and possibly replying.

Chil

[chil]

thanks a lot karne very much appreciated

Chil

[chil]

Hello again everyone,

some more infomation required if possible, proceeding with court action against abbey via small claims court (northampton) abbey have declared there intent to defend and i recieved i the post on thursday that they are reviewing the claim and preparing a response and a defence will be filed in due course.

in the meantime they note that i have claimed the sum of £3438.00 in respect of charges that i say have been made to my abbey account they appreciate that i may have previously forwarded details of my claim to there internal complaints department however we do not have acces to that information and to expedite the processing of my claim could i therefore provide them with

 

(1) account number

(2) details of how i have calculated my claim by date and amount of each charge claimed

(3) details of how the intrest is calculated, showing how interest is calculated by refrence to each charge.

 

is this a standard letter and should i send them these details they also require my telephone number please what should i do

many many many thanks in advance.

chil (if only i could.)

[KnellyK]

Hi Chil

 

I haven't quite got to this stage yet, but having read some of the threads here, it looks like a standard response!

 

There must be so many departments at Abbey how can we expect them to communicate with each other?

(Ha,ha,ha!)

 

If you look at some of the threads here and some of the ones in the Abbey successes bit then you'll see that your letter is the same as many others. And you probably should send them a(nother) copy of your schedule.

 

It's up to you whether or not you want to give them your phone number - I suppose it depends on whether you want them to be able to contact you by phone, or whether you prefer to have copies of your correspondence with Abbey (and time to work out your responses) in which case email or post is better!

 

Hope this helps!

[chil]

thanks knelly will do that good luck.

chil

[chil]

hi everyone at bow county court tomorrow has of yet case has not been stayed when i called court on friday and she remarked that normally they have been recieving letters from banks requesting stay's but not in this instance so she thinks the case will probably be heard any advise on what to expect will be much appreciated. many thanks in advance chill.

[stonedecroze]

hi everyone at bow county court tomorrow has of yet case has not been stayed when i called court on friday and she remarked that normally they have been recieving letters from banks requesting stay's but not in this instance so she thinks the case will probably be heard any advise on what to expect will be much appreciated. many thanks in advance chill.

 

 

Good luck in court tomoz Chill. Keep us posted

 

 

stone

[chil]

just to let you know case was stayed (for a change) because of the poxy OFT and there stupid agreement with the enemy before they represent me I wished they would have asked. now back to the waiting game but i have a bad feeling about this now has far has i am concerned the OFT have helped the banks to stop leaking money my anallgy of it is the banks have a bad cut the OFT step in to reduce blood flow now banks go off to hospital for full recovery and us the leaking blood are put back where we belong IT ALL STINKS IF YOU ASK ME!

CHIL

[stonedecroze]

Hi Chil, can understand you are bloody annoyed, Now is the time to get coat off and start fighting back. first read up threads re stays then apply to court to have stay set aside. who applied stay was it court or Bank?

[chil]

Hello stone it was the court the bank asked for the stay and the court obliged.

[stonedecroze]

You now have the option to apply for the stay to be set aside or wait the outcome of the test case, which could take 2-3 years as the banks openly admit on their websites, and that they will appeal if they lose and this could take the same amount of time. It is my opinion that the banks are using this as a delaying tactic, if they weren`t, then why are they still settling claim before going to court. It will cost you £35 to apply for stay to be set aside, and you will have to prove your reasons for this. take a look here: The Stay - Here is the application grounds for the removal of the stay

 

You can personalise this to suit your own case by adding to the start, but do not alter the rest as it gives human rights grounds, If you can prove hardship or some other grounds then use them.

 

The final decision how you go must be yours, but if you apply for stay and lose then at least you will have the knowledge that you gave it your best shot.

 

\Good luck Stone