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MBNA refusing to give me CC HELP!!


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Hi I've just claimed all my unfair charges back against Virgin MBNA but now there refusing to issue me with a new credit card, is there anything i can do about this?



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  • 3 months later...

My understanding is that they are not allowed to penalise you for claiming back what is rightfully yours. I think I have read in a thread on this forum that the FOS awarded compensation to a bank customer who has had his account closed as it was found that this was a direct retaliation to the claiming back of charges. Ring the FOS, I have spoken to them, they are really helpful, they are unable to give legal advice, but will direct you as to where to go for help.

I have also read that people have taken injunctions out to stop there bank closing the account, I know this is not cc, but the FOS has now laid down a schedule of charges for cc companies so presumably if you did have a new card any new charges would be under this schedule therefore you would be agreeing to them?? This is the reason they are using for closing bank accounts - that you do not agree to their t & cs therefore they are no longer able to accept your custom.

NOt sure if this helps, but hope so. I cannot believe the underhanded tactics being used by the banks - to think that we all trusted them to deal legally until this all came to light!!! What a joke.

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