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    • Hello, Following the submission of my defense, last night I received an email from DCBL indicating that the claimant intends to proceed with the claim (I've attached a screenshot of the email for reference) along with the N180 directions questionnaire. I'm unsure how they obtained my email, but I suspect it was through the courts' form when I completed the Acknowledgment of Service. This email almost slipped my attention. I have also today received a letter from court to state they have received my defense.  It appears they are requesting an online telephone hearing with the court. Could you please advise me on the necessary steps I should take at this point? Thank you for your assistance. Letter-Email 25-04-24.pdf N180 - Directions questionnaire (Small Claims Track).pdf
    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
    • Sorry,  I'm not familiar with terminology.  Direction questionnaire is what I've seen online as next step. Witness statement: I haven't gone that far, that's why I put the question marks.
    • 2. Is correct disregard 1. You must attend ad per the order 
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Urgent - Assistance Reqd - welshuser v Lloyds


welshuser
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I went to court last week re my bank charges against Lloyds and won. Lloyds had nobody there to state their case and judgement was given in my favour. Now, today ive had a letter from the court as below and am worried about what I need to do or what is happening as I thought I had won the case (told that at the time by the Judge).

 

GENERAL FORM OF JUDGEMENT OR ORDER

 

Before HIS HONOUR ******** sitting at *********

 

Upon hearing the claimant in person and Counsel for the defendant

 

IT IS ORDERED THAT

 

1 Unless the Claimant do by 4.00pm on the 20th of April 2007 serve and file a schedule of bank charges for which reimbursement is claimed to include:

 

(i) Date of the Charge

 

(ii) The Amount

 

(iii) the reason for the charge as disclosed by the Defendant in for

example bank statements and

 

(iv) reason reimbursement is sought

 

then the claim be struck out without further order.

 

2 If the schedule is duly served, there be a stay until 4.00pm on the

18th May 2007

 

3 The Defendant shall serve an amended defence by 4.00pm on the first

of June 2007

 

4 The action be restored for a directions hearing at ****** at

 

Dated 26 march 2007

 

 

______________________________________________________________

 

Like I said I went to court, gave a breakdown of costs, no defendant was present and the Judge told me he will give me what I asked for and the moved onto the next case, so please, what does this mean? thanks.

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Have Lloyds paid?

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Very strange. If you've already had a judgement then its likely to be a mistake - I suggest you ring the court and ask.

 

If they can't tell you catagorically that its definately been sent in error, then you should comply with the order, just to be on the safe side. Certainly don't ignore it.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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It is asking for your schedule of charges and the reasons why they are unfair (ie, your POC)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Looks that way - very odd....have you called the court?

 

When did the judge say Lloyds had to pay by?

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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looks like an error, but im contacting the guy who wrote it and will be back off leave next tuesday.....

 

weird that, and I panicked a bit because judgement in my case has already been given over a week ago.

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