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    • Hi Ade,   Stop speaking to them by phone and keep contact in writing only, which you've said you prefer.   Send TT a SAR by post immediately. The data you get back should enable you to see what they think you owe, and how it's made up.   Also write to BW Legal confirming you dispute the alleged debt owed to TT and have written to TT seeking data, so BWL must stop demands until TT have replied to the SAR you've sent them.
    • Please do although obviously I don’t know the facts from your side but at least I can tell you how much of a cut and paste job it is.
    • Please check back for a full reply tomorrow. However, it would help if you would introduce pergo spaces into a story full stop it's very long and especially for people with small screens it's very difficult to follow when it is so compacted.   I think this straight has become rather confused because of the third party account which we received at the outset. I think it will probably be helpful if you could repost your story but on a new thread and more openly spaced please.   Then we can start to have a closer look at it. However, as I've already suggested, I think there are two issues. The question of your liability in the accident and the problem of how you have been persuaded to take a rental car at such a high rate.    I would suggest that you hold off telephoneing anyone until we have had a closer look.before you do anything on the telephone. You have obviously had some very important conversations but you don't have any evidence of them. Although the other side may say that they have recorded them, you you may find it difficult to get hold of those recordings if in fact those recordings incriminate them in any way. for instance if they have promised you that you don't have to pay anything for the hire car, that would be an extremely useful conversation to have but you may find that it is difficult to get hold of.   please start a new thread it will be much easier to continue from there                                
    • When I sadly lost my job a while back, i reportd it immpediately to DWP as you are supposed to, but didnt realise at the time that the day I reported to them was the day before I was paid out for the last month. I was actually paid extra whem I left as it was cheaper than redundancy fort the business and at the time it was a good financial move (so I thought).   I was paid on Fri 26th Jan, they paid me out 2 months in one go. I reported to DWP on the 22nd of Han that I was made unemployed, had the letters and evidence. As they spun the story, because of their assesment dates and that, my first payment was on the 1st May and reassured that it works the other way around. That when work starts again, if I dont actually receive money from the company during the assesment period, there wont be an issue as it balances up.   Can I believe this or was it another spun story? I'm concerned that as I'll be paid monthly, (Starting on the 15th paid on the last day of the month), assment ends on the 22nd. Tha they'll take that money into consideration.   I'm just concerned due to the disparity it would cause between 4 odd months I endured with zero income because of how their system works and whatever they ahe in place to counter at this end of the claim.   Anywa, it's just awonder.   Cheers,   Ade    
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies
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No AQ - Straight to PRE TRIAL REVIEW


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Hi all

 

hmmm Castle

 

I think you will get a lot better response if you try sending a version of Lateralus's letter to your own solicitor.

 

I seemed to have missed this "letter to you own solicitor" thing I don't ave one I didn't think I needed 1:eek:

 

Oyster

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07

:-)

Defended 26th March 07:rolleyes:

PRT @ Cambridge 13th July 07:wink:

1st May Full Offer:grin:

Cheque arrived 16th May8)

 

 

 

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i think pete was telling someone from another forum to send a letter to that bank's solicitor

boy, things do get confusing around here, don't they?

you don't need a solicitor - just your own good mind and determination and you will succeed. and we are all here to help -

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Yes this thread and Latties are attracting a lot of interest from other forums and I for one think that is good, it expands our experience but keeps all the information in one place (ok two lol) I was answering yankee bloke who said he was Woolwich and Barclays, they will have different solicitors.

 

Gawd there will be quite a crowd at Cambridge Court on the 13th July, maybe we should all go and have a party

 

pete

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Cheers latte,

 

Yep it does get little confusing.

 

.... and then there were three yankee_bloke oyster smellipants I think this could be the start of one of those internet born film, like Snakes on the Plane.

 

Oh look two more on the 13th now its the famous five!! lol

 

Looks like a party on the 13th at Cambridge then !!!!

 

Oyster

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07

:-)

Defended 26th March 07:rolleyes:

PRT @ Cambridge 13th July 07:wink:

1st May Full Offer:grin:

Cheque arrived 16th May8)

 

 

 

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did someone mention a party in cambridge??? RIGHT.... i'll got buy myself a new hat straight away lol:D

If i've been helpful in any way....then tip my scales over there!

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Well Netty

 

Ya canny beat a good ole knees up can ya, hey it is a Friday after all!!!!

 

Lattie - I hope you don't mind put a post in the LTSB forum to yer

New---after 28 Days - Maybe No Aq!!!!!!! in particular to the first thread with the draft letter on it and suggested the sent it every couple of weeks

 

 

Oyster

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07

:-)

Defended 26th March 07:rolleyes:

PRT @ Cambridge 13th July 07:wink:

1st May Full Offer:grin:

Cheque arrived 16th May8)

 

 

 

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i don't mind at all - after that little argy-bargy on that thread when someone told the other forum users to get back to their own forums - making some feel they weren't welcome - i left pete to sort them all out - but i think - hey - if it helps - put it anyplace! i'm an equal opportunity poster!

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Have you seen the state of Netties hair....that is where the hat comes in!!!! :lol: :lol:

 

Oi!!!! you think i should buy a mirror with either claim one or claim two hahaha

or maybe i should wait - get the hat, and buy the mirror with claim 3!!!

i love this site:D

If i've been helpful in any way....then tip my scales over there!

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Gawd Netty

 

How many claims ave you got? I Know you can buy us all hats!!! icon3.gif:lol:

 

And one for Uncle Colin yes- that's the pointy one with the Big "D" on it !!:razz:

 

Oyster

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07

:-)

Defended 26th March 07:rolleyes:

PRT @ Cambridge 13th July 07:wink:

1st May Full Offer:grin:

Cheque arrived 16th May8)

 

 

 

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difference is... uncle colin will be standing in a corner and you won't notice the 'D'. me now..... in the middle of the dance floor with the latest trendy hat.. courtesy of hsbc. hey oyster, have you not noticed the lifesize posters outside every branch of hsbc of me... wearing a hat with 'don't mess with me hsbc'???? lol

If i've been helpful in any way....then tip my scales over there!

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you're getting closer to the 'little old lady thing' but i'll choose my own thanks lol

If i've been helpful in any way....then tip my scales over there!

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Love it...GMM that's why I am still up when I normally in Bed @10

I will go for the second one it's just so much more shazam!!

 

 

 

OYSTER

 

 

 

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07

:-)

Defended 26th March 07:rolleyes:

PRT @ Cambridge 13th July 07:wink:

1st May Full Offer:grin:

Cheque arrived 16th May8)

 

 

 

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Hi Peeps,

 

Heads up at the Lloyd's section - socrates333 has a PTR on the 7th June Question about additional charges after LBA.

 

Be worth Keeping and eye on it

 

Oyster

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07

:-)

Defended 26th March 07:rolleyes:

PRT @ Cambridge 13th July 07:wink:

1st May Full Offer:grin:

Cheque arrived 16th May8)

 

 

 

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Hello Peeps

 

I have tried to get my signature to show on the posts, its all there its even there when I click the preview there are two submit thread i select the one below "Additional options"

 

Do the Mods ave to approve it first

 

let me Know

 

 

BTW - Do you like my little Man!!!!

 

Oyster

 

;)

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If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07

:-)

Defended 26th March 07:rolleyes:

PRT @ Cambridge 13th July 07:wink:

1st May Full Offer:grin:

Cheque arrived 16th May8)

 

 

 

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