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RBOS overdraft


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Hey everyone i've added up my charges and they come to £382 i've finally had enough of these stupid charges that are dragging me further into debt! This bank is charging me £10, £38 and £76 a time per returned payment and the only reason i can't pay these direct debits is coz the bank charge me ridiculous amounts from the last month, its such a vicious circle and now i'm slightly angry with them. The thing is, i have a student current account and i am deep into my overdraft as i only work part time and do have a lot of direct debits to pay which i CAN afford if the bank would stop charging me!! I was just wondering if you have an overdraft can you still claim back the money (coz u r using their money and its not really yours if you see what i mean) sorry i know its kinda hard to explain! Any help is appreciated thanks a lot (oh i'm about to write the standard letter asking for it back although i'm not sure if i can be 'nice' but i'll try my very best!!) x:???:

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You can claim back your charges, overdraft or no overdraft!! Go for it

 

 

woolfie

Advice & opinions given by Woolfie are my own, and are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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and now i'm slightly angry with them.

 

 

 

 

Of course you can claim..........just read some of the faqs !!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 12 years later...

This topic was closed on 11 March 2019.

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