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Bank Charges Credit Card Charges


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Hi All

I,m inthe process of claiming back for credit card fees and bank fees.


First off credit card fees: i have counted up late payment fees of £351,n i know in scotland youcan only claim back 5 years, 3 of these charges occurred over 5 years ago do i discard these and not claim back for them? which form in the library is best used for the 14 days remittance? i have copied statemnts and highlighted late payments and calculated interest for them, with the statements and the letteris there anything else i need send? sorry for the stupid questions but just want to get this right!!!


On bank charges i,m still awaiting back my statements under the data protection act,i have a feeling they night amount to over £1500 but would be happy with the £1500 without getting to involved legally,which form from library is best sent with statements..and can i pick and choose fees up to my £1500 limit? again sorry for questions but after reading some posts feel i need get this right first time andwhere better to ask?????????


thanks all john


ps. my bank is Clydesdale and my credit card was clydesdale mastercard

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Welcome to the Consumer action Group, there is loads of info on the site to read and it can be daunting. Take time and read a lot and the money will be yours.


If you are in scotland, it is advised that potentially you may want to use the Ombudsman route if over £1500

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being in scotland and being with local clydesdale bank can i still file in england?i have an address to use(aunt) living in london....curious

thank you

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  • 2 weeks later...


got letter in stating that my 40 days are now approaching for statements,however due to high demand they will take longer,what do i do now?If i have charges over the 5 year deadline due to this can i still claim them back?

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