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Moorcroft CCA Request Reply... Help??


harleypupuk
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I sent a CCA request (from the template library) to Moorcroft and received this letter today:

 

"Thank you for your request for a signed copy of the relevant agreement under the Consumer Credit Act. We will contact our client and request the relevant information and ask that it be provided as quickly as possible.

In the meantime however we believe that it may be of assistance to all parties if we also take this opportunity to ensure that any potential areas of dispute are addressed prior to any possible court action or further investigation. Please could you give an indication of the information you will be providing, when giving evidence to the court or providing information to the relevant statutory authorities in relation to the alleged subject matter of the account.

Please confirm whether, for example when making a statement of truth in connection with any court proceeding, you will be giving evidence as to whether or not you did not receive the goods/credit ordered.

Please could you provide this information by return. We believe that this is a simple request that will assist in ensuring that all possible areas of dispute are indentified as quickly as possible and potential costs and delays kept to a minimum level."

 

Now I am really confused... I only sent them a CCA request, where is the talk of court action coming from? Are they planning on taking me to court? I also never said anything about goods not being received! I am a little confused as to what information they are wanting.

 

Any help much appreciated!!!

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Standard Moorcroft response designed to spook you.

 

I'm assuming this is a catalogue debt, catalogues are renown for not being able to produce agreements because they simply don't retain them, and Moorcroft know this. Don't reply to it, the clock is ticking on the CCA request.

 

Try and post a little more info' though.

 

Good luck, Dave.

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The first paragraph is the only one that makes sense.

The rest seems to be waffle and verbiage just to confuse things.

 

You're not obliged to tell them anything. I wouldn't worry :)

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They'll respond with something like... Your credit agreement was sent with your first order and it's your responsibility to keep it safe. Not!

 

Keep us posted!

 

Regards, Dave.

If my post was helpful don't forget to click the star!

Advice is offered freely, without liability and without prejudice.

If in any doubt professional legal advice should be sought.

 

I do not profess to be in any way legally trained, I am a big

oily truck driver and all I know has been learned within the

Consumer Action Group.

 

FAQ's

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

Trying to stop smoking?

http://www.consumeractiongroup.co.uk/forum/give-up-smoking-here/

 

A dummies guide to the forums

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

--

KEEP WILDLIFE IN THE WILD

http://www.bornfree.org.uk

BORN FREE FOUNDATION

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I had the same letter from Moorcroft re Littlewoods. I ignored their letter they they wrote and said that they were handing it back to the original creditor. I then had to do a SAR to Littlewoods. I am waiting for them to contact me now.

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Sent my Sar on 7th March. originally sent CCA to NDR on 3rd March who then passed it to Moorcroft. CCA'd Moorcroft who then passed it back. NDR are in default. I know Littlewoods are trying to phone me but I'm not answering the phone as I want them to put everything in writing. Good luck.

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I had the same letter from Moorcroft re Littlewoods. I ignored their letter they they wrote and said that they were handing it back to the original creditor. I then had to do a SAR to Littlewoods. I am waiting for them to contact me now.

 

Why SAR them? If they can't produce the original Credit Agreement on a CCA request they're stuffed and will commit an offence to boot. Waste of a tenner + postage + P/O fee IMHO! If it goes back to Littlewoods and they start chasing CCA them, as soon as you have 2 or 3, "handing it back" letters from CCA requests (@ £1 each), you have enough ammo' to send photocopies to any future DCA:rolleyes: for no cost at all!

 

Regards, Dave.

  • Haha 1

If my post was helpful don't forget to click the star!

Advice is offered freely, without liability and without prejudice.

If in any doubt professional legal advice should be sought.

 

I do not profess to be in any way legally trained, I am a big

oily truck driver and all I know has been learned within the

Consumer Action Group.

 

FAQ's

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

Trying to stop smoking?

http://www.consumeractiongroup.co.uk/forum/give-up-smoking-here/

 

A dummies guide to the forums

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

--

KEEP WILDLIFE IN THE WILD

http://www.bornfree.org.uk

BORN FREE FOUNDATION

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  • 4 weeks later...

Can you scan it?

If my post was helpful don't forget to click the star!

Advice is offered freely, without liability and without prejudice.

If in any doubt professional legal advice should be sought.

 

I do not profess to be in any way legally trained, I am a big

oily truck driver and all I know has been learned within the

Consumer Action Group.

 

FAQ's

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

Trying to stop smoking?

http://www.consumeractiongroup.co.uk/forum/give-up-smoking-here/

 

A dummies guide to the forums

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

--

KEEP WILDLIFE IN THE WILD

http://www.bornfree.org.uk

BORN FREE FOUNDATION

--

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