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Just received a phone call.


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'If you would like to hear some good news call 0800 0517 733'


So I did.


Then I got this,


'Have you suffered from bank charges blah blah,


We can recover them for you for a small fee.'



At this point I put the phone down. Glad I found this site first, at least I know I'll get back what I've been charged, and not have to pay someone upto 40% of my claim.

GE Money S.A.R - (Subject Access Request) issued 21/11/06. Responded 01/12/06. Prelim sent 05/12/06 £406. Response 12/12/06- **SETTLED IN FULL** (£396)

HSBC S.A.R - (Subject Access Request) issued 05/12/06. NO charges in last 6 years.

Lowell CCA issued 21/11/06. Further reminder sent 8/12/06. Now commited criminal offence no response.

Capital One S.A.R - (Subject Access Request) sent 08/12/06 Responded 03/01/07-Prelim Sent 16/01/07. LBA issued 06/02/07- N1 served 07/03/07- acknowledged 14/03/07.

Scotcall CCA issued 16/01/07. Criminal offence committed.

HFC Prelim sent 16/01/07. LBA sent- Final Correspondance issued with time limit of 29/03/07.

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Those people make me so mad! I know a few people at work who have had phone calls from these people. Despite knowing of my success they've been chatting about it in the canteen, "Yeah, I may use one of those bank charges reclaim companies - they do all the work for you..............." NO NO NO NO NO!!!!!!!! Certainly when I claimed back cash from MBNA, it took all of about 1 hours worth of my time to get back just under £2k.


ARGHHHHHH! All we can do is keep spreading the word and hope that people see just how easy it can be using CAG.

Bank and credit card reclaims - £9,806

Sainsburys CCA non-compliance with FOS;

Natwest reclaim of £340 in progress;

Egg credit card reclaim in progress



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