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Warms vs BOS Credit card


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Hi y'all :D

 

Started this in November 2006 but was too busy with other claims and things going on to continue with it until recently.

We are asking £50.00 unlawful charges back, and you'd think it was easier than with big sums, but no...

We gave them more than enough time and sent another LBA :oops: to remind them we are not going away on the 13.03.07. Gave them another 14 days, then issued a claim at MCOL.

Today we get a letter saying ok, we will give you £50.- back if you sign the acceptance form.

This is my reply, what do you think?

 

Dear Mr Goldie

 

CARD/ACCOUNT NUMBER: XXX XXX XXX XXX

 

Further to your letter dated 30.03.2007, which I received on the 04.04.2007.

I trust you have by now received a copy of my claim which I issued on 28.03.2007 and which was deemed to be served on the 02.04.2007.

You will therefore understand that I am unwilling to accept your offer to refund only £50.00 as I have now incurred further costs by having to issue the claim (£30.00 court fees, £10.00 costs for all correspondence so far, and the interest of now £3.60), which adds up to almost double the amount I originally asked back.

This has been ongoing since November 2006, and I have more than proven my patience and willingness to resolve this matter outside of a court, granting your bank far more than the usual time before issuing a claim.

I trust you understand my viewpoint and supply you with a further copy of the list of unlawfully levied charges.

 

Sincerely, Warms

 

Any suggestions for improvment or is this ok?

 

Cheers and good luck to y'all:D

-Warms (Alexandra)-

---------------------------------------------

Whatever I post is just my opinion, no more, no less!:!:

.....................................................................

NatWest=>settled in full, no strings!:D

NatWest creditcard=>settled in full, no strings!:D

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OK since I've got no reply I'm sending the letter as it is today :D

-Warms (Alexandra)-

---------------------------------------------

Whatever I post is just my opinion, no more, no less!:!:

.....................................................................

NatWest=>settled in full, no strings!:D

NatWest creditcard=>settled in full, no strings!:D

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  • 3 weeks later...

"In accordance with your request, judgment was entered against the Defendant on the 20th April 2007."

 

...yep, they never even replied to the claim!

 

 

:rolleyes:

-Warms (Alexandra)-

---------------------------------------------

Whatever I post is just my opinion, no more, no less!:!:

.....................................................................

NatWest=>settled in full, no strings!:D

NatWest creditcard=>settled in full, no strings!:D

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Share on other sites

They still have not paid.

 

Issued a warrant today.

 

Feels odd, but what else can I do...

Since it's after 9 am MCOL will deal with it tomorrow.

 

Cost us another £35, but in reality it's cost them.

 

And all of this for £50.

-Warms (Alexandra)-

---------------------------------------------

Whatever I post is just my opinion, no more, no less!:!:

.....................................................................

NatWest=>settled in full, no strings!:D

NatWest creditcard=>settled in full, no strings!:D

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Share on other sites

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