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Hi all...

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I was just wondering really. As I've had a few problems with money the last year and been chased by about 8 different debt collectors. I eventually contacted a debt management agency and have been paying monthly payments since last september. All was going well and I hadn't heard anything, then out of the blue I get letters saying that two of them aren't happy with the payments we've offered. So I contacted the management company and told them to increase it to what they wanted. Which was by about £2. They went off happy and its been agreed it but now another company has decided not to except it and wants more. I thought the reason I was paying the management company was so they would deal with my creditors on my behalf because now it seems I'm the one actually dealing with them!


Another problem I have is TESCO. I have a credit card with them...which I've been paying £26 a month off since September and they recently wrote to me and said that they agreed to the new terms but they are charging me £25 a month interest. Is that right? Because I thought all interest was paused?




Gem x

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