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Changes to Capital One accounts


DollyDayDream
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I have today received a letter with details of changes to my account. Transferring a balance from other credit or store cards will incur a one off fee of 3% of the amount transferred. From June 1, 2007, there will be FREE PPI for 100 days after purchase.

There are also to be changes to the presentation of my credit agreement, which they claim are to improve their service and, almost incidentally!, in response to changes in the law. From June 1, for purchases, balance transfers and cash withdrawals there is an effective rate of 35.60%. Interest is calculated at Base Rate plus the applicable margin, divided by 265 or 366, and multilplied by the total of the daily outstanding balance in the statement period.

There is loads more, but it on a bigger than A4 sheet and tiny print on both sides. It takes the expression 'small print' to the extreme!

DDD.

Dolly Day Dream

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Guest ian cognito

Thanks for that DDD, got 3 of these yesterday, straight in the shredder ooops!

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