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    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
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Help-so confused!


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Hi all. I am back again and trying to pursue my claim with the Halifax. I have written many letters to the point where they have agreed to my terms of giving me £1000 instead of my whole claim but have failed to give me the money. I know that they are just trying to play for time. Anyway, I have told them that I am now unwilling to accept this amount and will go for the full amount of my claim, which is £1471 but I am just confused about adding the interest. I have read the court document on 'How to claim' and it speaks about adding daily interest. So I have done the calculation 1471 x 0.00022, which is around 0.32 and have times the amount of days each charge has been owed to me by this amount. The longest date charge is around 1300 days as I am claiming from August 2003 and the amount comes to around £422 but I don't know if this is correct. Also what interest do you add to the amount that you initially claim. Do you add all the charges then times this by 8% or add 8% to each individual charge, then add this to the total amount claimed. I am so confused, please help someone as I really need to do the next set of letters properly and give them time to response before taking court action. thanks

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shortwoman

 

don't panic, you are mostly right already

 

you add the interest to each individual charge from the date it was applied to the account up to the present day

 

do this for all charges and you should end up with 5 columns

1 - statement number so even Halifax can find it!

2 - date of the charge

3 - charge description (card misuse etc)

4 - charge amount

5 - interest on that charge

 

then at the botom you will have a total for the charges and a total for the interest - i would mention these seperatly on the letter so they can see it has been properly worked out

 

also only the judge can grant you the interest so 2 accurate seperate amounts is more 'proper' (grammar!!)

 

hope this helps

 

sod:)

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Thanks again for your speedy response, but if I add the interest of the total amount from the date of the charges then this adds up to the huge amount of over £10,000!!!! Can this be right. There is alot of charges!!!

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sw

 

that does seem v high:eek:

 

can you post the details on this thread? - obviously not bank details but maybe total amount of charges?

 

there is a calculator at the very beginning of the CAG site btw which is very easy to use

 

sod

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Unfortunately, it is very difficult to do this as I am not on the internet at home and am currently using the library but most of the charges are for £30, £35 and £39 with the majority being in 2005. It states on the How to claim handbook that, sorry if you look on my first post, I followed their guidelines. Have to be quick as my time will soon be up!

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Unfortunately, it is very difficult to do this as I am not on the internet at home and am currently using the library but most of the charges are for £30, £35 and £39 with the majority being in 2005. It states on the How to claim handbook that, sorry if you look on my first post, I followed their guidelines. Have to be quick as my time will soon be up!

 

Hello Shortwoman,

 

The way I have done it which I believe is correct, but have not yet started with the court proceedings, is to list each charge and date of charge. then how many days from that particular charge up to today. I have then multiplied that charge by 0.00022, and then multiplied by how many days. I found it quiet a lengthy process, doing each charge individually.

 

I'm not sure what the 8% you mention is for ?

 

Example

Date................ Amount. Days.... Interest p/day.. Interest

31-Jul-2003....... £60.00... 1345..... 0.0132.............. £17.75400

26-Aug-2003...... £60.00.. 1318..... 0.0132.............. £17.39760

27-Aug-2003...... £30.00.. 1317..... 0.0066.............. £8.69220

30-Aug-2003...... £60.00.. 1314..... 0.0132.............. £17.34480

10-Sep-2003...... £60.00.. 1303..... 0.0132.............. £17.19960

17-Sep-2003...... £30.00.. 1296..... 0.0066.............. £8.55360

31-Dec-2003...... £30.00.. 1191..... 0.0066.............. £7.86060

 

 

My total charges = £2873.00

My total interest = £397.77

 

If somebody knows if this is correct or not please advise.

 

 

Many thanks

Marc

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if you want to you could cut and paste them from a Word document onto this thread and I will work it out for you

 

i have a lot of time on my hands during work for this sort of thing and would be happy to help you get your cash back from the banks

 

up to you - i will be offline till tuesday though

 

sod:)

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if you want to you could cut and paste them from a Word document onto this thread and I will work it out for you sod:)

 

Thanks for offer, tried to cut and paste it from excel spreadsheet, but didn't work very well...! Sorted it now.

 

Marc

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Thanks for offer, tried to cut and paste it from excel spreadsheet, but didn't work very well...! Sorted it now.

 

Marc

 

was talking to shortwoman but nevermind!! LOL:lol:

 

good luck with the claim

 

I hope Halifax are as inept and accommodating as Natwest as you will be rolling in it asap if thats the case

 

bw

 

sod

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Hi all, thanks for all responding. Mayb i calculated it all wrong, but i have copied this from the 'How to claim' part of the county court form.

 

Interest

 

You can claim interest on the money the defendant owes you. If you want to claim interest, you must include it in your 'particulars of claim'. Write your claim in the following way:

'The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year, from [date when the money became owed to you] to [the date you are issuing the claim] of £ [put in the amount] and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of [enter the daily rate of interest].

Working out interest

 

To work out the amount of interest you are owed up to the date you start the claim, you first need to work out the daily rate of interest. Using a calculator do the following:

0.00022 x the amount of your claim.

This gives you the daily rate of interest.

You then need to work out the amount of interest you are owed up to the date you issue your claim. Count how many days have passed since the money became owed to you and multiply that number by the daily rate of interest.

For example,

If you are owed £1,000, the rate of interest would be as follows:

0.00022 x 1,000 = 0.22

So the daily rate of interest is 22p.

If the debt became owed to you on 7 March and you are filling in the claim form on 26 April, 50 days have passed.

So, 50 x 0.22 = 11.

You can add £11 to the amount you are claiming.

 

 

 

What i have done is 0.00022 x 1471 (as this is the amount of my claim) is 0.323. OOpppsss!!!! I have just re-calculated some of my charges and realised that they are wrong!!! My apologies to all. But it seems that in my original letters to the bank, I need to request the total amount eg. 1471 plus 8% interest which is 117.68, total 1588.68, correct????

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By the way, quick question for anyone. I am currently repaying a catalogue but they are charging me £75 in administration fees for every month I miss a payment and £12 in interest reduced from £35. I'm am assuming that they cannot do this and want to know how I can get this knocked off my balance.

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Hi all, thanks for all responding. Mayb i calculated it all wrong, but i have copied this from the 'How to claim' part of the county court form.

 

Interest

 

You can claim interest on the money the defendant owes you. If you want to claim interest, you must include it in your 'particulars of claim'. Write your claim in the following way:

'The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year, from [date when the money became owed to you] to [the date you are issuing the claim] of £ [put in the amount] and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of [enter the daily rate of interest].

Working out interest

 

To work out the amount of interest you are owed up to the date you start the claim, you first need to work out the daily rate of interest. Using a calculator do the following:

0.00022 x the amount of your claim.

This gives you the daily rate of interest.

You then need to work out the amount of interest you are owed up to the date you issue your claim. Count how many days have passed since the money became owed to you and multiply that number by the daily rate of interest.

For example,

If you are owed £1,000, the rate of interest would be as follows:

0.00022 x 1,000 = 0.22

So the daily rate of interest is 22p.

If the debt became owed to you on 7 March and you are filling in the claim form on 26 April, 50 days have passed.

So, 50 x 0.22 = 11.

You can add £11 to the amount you are claiming.

 

 

 

What i have done is 0.00022 x 1471 (as this is the amount of my claim) is 0.323. OOpppsss!!!! I have just re-calculated some of my charges and realised that they are wrong!!! My apologies to all. But it seems that in my original letters to the bank, I need to request the total amount eg. 1471 plus 8% interest which is 117.68, total 1588.68, correct????

 

this sounds correct to me

 

sod

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By the way, quick question for anyone. I am currently repaying a catalogue but they are charging me £75 in administration fees for every month I miss a payment and £12 in interest reduced from £35. I'm am assuming that they cannot do this and want to know how I can get this knocked off my balance.

 

 

:o £75

 

this seems er......criminal!

 

I think you should treat them the same as a bank

 

use the templates provided, threaten them with court action and take them to court if neccessary

 

that amount is disgustuing:evil:

 

good luck shortwoman & keep us posted

 

sod:mad:

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They really do try to squeeze every last pound from us, when we can least afford it, don't they!

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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A lot of what I'm doing is just to reduce the amounts. There's no shame in that!

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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Back again and still confused. My first charge is £30. Days past is 1309. I have done the sum 0.323 x 1309 and somehow got 422.807. This cant be correct, but there is no other ansa. However, if I do 0.00022 x 1309 it comes up 0.28798. Am I doing something wrong here???

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