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Over Draft Charges


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Ok, just to confirm before I fire some letters off. The £5 (or £8) OD charge is an authorised OD charge for using my overdraft facility and I can't claim it back. The £25 OD charge is an unauthorised OD charge for going over my overdraft limit and I can claim it back (with interest)?

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bump

 

 

if you dont get reply - look at replies on my thread.

 

reference interest lots of threads - and lots of different opinions

 

personally i did not claim the £5.00 overdraft charges - unless they went over this amount - which they did sometimes.

 

i am claiming the 8% interest when it goes to court and in FAQ it says do not ask for this in preliminary letters.

 

put contractural interest in as search - you will be amazed at threads!

 

best of luck :)

 

jansus

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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