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A & L keep fighting!**won**


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Like many others I have filed for my charges with MCOL..A & L have acknowledeged the claim and now say they are going to defend it!! So no easy route for me. I have two other claims out against Barclays/Woolwich and Halifax and they have acknowledged the claims as well and Halifax say they will be defending as well!! All I need is Barclays to put in a defence and I shall have a hat trick!!

 

How come ALL of them have taken me this far, when so many people have received their money back long before it got to this stage!! Is this a conspiracy??? Starting to get paranoid that I shall have to go to court three times and fork out £100 a pop!! Is there any chance they have infiltrated this site and the bank spies are watching how we cope with these problems?? :confused: (Told you I was paranoid!!)

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Hi Lynne Heather, Just A Quick Question Seeing As You've Done The Mcol. Which Address Did You Send Your Copy Of The Interest Table To For A & L (hoping It Wasnt The Local Branch). I Put The Address On Mcol For A &l As The Northampton One...

Heard A & L Now Have A Legal Team So Who Do I Address It To? The Northampton One? The Local Branch Or Solicitor's Address?thanks For Your Help

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Following my slight wobble yesterday after being so determined all along...this morning I received my LUVVERLY cheque for £1138...YUM YUM!! Of course they refused to accept liability!! They are now going to contact me 'regarding the future of my account' I intend to close the account anyway so shan't be worrying about that!

 

Now all I need is for Halifax/Barclays to follow suit... My slight faltering yesterday has disappeared and my self confidence renewed!! Thanks for your reassurance!

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Hi babyonlyne...I sent my interest table with my last letter before the MCOL action. I sent it to the address that I had used all along which was Customer Service Centre, Bootle, Merseyside G1R 0AA. But I used their registered address on the MCOL ..which is Carlton Park, Narborough, Leicester, LE19 0AL. I haven't heard about their legal team so I would just carry on writing to Customer Services..they will pass it on if necessary. They said they would defend only last week and I got my cheque today so just follow the guide lines here and you'll be fine. By the way don't forget to send all correspondence recorded delivery and take copies of everything!! GOOD LUCK!!

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congratulations

please complete the survey

donation? ;)

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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They said they would defend 27th March !!! Just stalling I guess!!

 

Keep the faith...it appears the A&L like to put the 'frighteners' on!!

 

Get another account ready as they will say that they will be contacting you about the future running of your account...as it appears you do not agree with their terms & conditions!! That probably means they will close it and demand any overdraft monies back immediately! Personally I don't really want to remain with a bank that so blatantly overcharges its customers...

 

All the best..:)

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  • 2 months later...

Lynne

 

I have received a letter from Solicitors (Wragge & co) acting on behalf of A & L. It's an acknowledgment of service giving notice of intention to defend. Did you receive a letter from a solicitor or the bank itself.

 

Many thanks

 

Mezza

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Ooh dear..I have thrown all my stuff away now!! BUT..I think it was just via the MCOL Northampton where they put X in the ...'we intend to defend' box!! As I wasn't to be put off by these tactics I just waited and got my cheque the following week. Of course...no liability accepted..and they did want to close the account. I think the banks are getting tougher now but keep hanging on because I still don't believe they have a case. By the way I still have a pending court case with Barclays/Woolwich..waiting for a date..the courts are so jammed up with these cases that they are projecting 3 months into the future..!! Even so, none have made it to the Medway courts yet!! They apparently either settle the week before the date or let you go through all the rigmarole of the sorting of the 'bundle' then don't turn up!! The courts are understandably sick to death of it!! I wish you GOOD LUCK!!

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Thanks Bigmac..but I've already posted my success a while back and did the surveytoo..(promise)!! Had success with Halifax too!! Good eh?!! Only the Woolwich dragging their heels now!! Obviously don't want to pay me nearly £3000...been waiting weeks and weeks for a court date...been told by the court it won't be until September..could really do with this big fat amount as I'm moving in August!! Can I keep the interest mounting up until I get my court date?

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