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Sarah5318 v Alliance & Leics (Mortgage)


Sarah5318
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Posted my letter today to the Alliance and Leicester regarding all of the charges that they made on my mortgage in 2003 and 2004 when my husband and I were really struggling financially. It is only for £240.00 (luckily I keep all of my statements!) but it is better in my pocket!

 

I will keep you all posted about how I get on.

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  • 11 months later...

Hi everyone,

 

I have just started looking at statements for an old mortgage account that I had and was completed in February 2005. I looked at the forum and noticed that I can claim for 'Returned DD fees' and also 'arrears fees'. I also note that it isn't wise to claim for the Redemption Admin Charge of £295.00 at this moment in time as I understand that this is also called an ERC......would this be right?

 

The other thing I noticed on the statements is that they have charged a 'Second Quest Fee' of £70.50 in 2002 and I can't seem to think what this would be for. Has anyone else came across this before? I also wondered what a Sundry Fee of £25.00 would be for? Should I clarify these 'fees' with the Alliance and Leicester before I send my LBA?

 

Any help would be much appreciated...

Regards,Sarah5318

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  • 11 years later...

This topic was closed on 03/08/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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