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Lloyds TSB Visa keeping taking money


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Hi All,


I wonder if anyone else is having the same problem?


I have a Lloyds TSB visa account and a Llloyds TSB current account.


I am chasing Lloyds TSB Visa for £900 of charges but in the meantime their collection dept keep taking £40+ each month/fortnight out of my current acct. to pay my visa arrears because they say it is their right as it is the T&C's.


On investigation it wasn't in the original T& C's I signed , they sneaked it in when they sent me my chip'n'pin card in 2006.


Has anyone challenged this clause as being unfair under UCTA. Lloyds kind suggestion was that I should move banks !!!!!



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Something like that happen to my son he missed a credit card payment so they took the money plus a late charge out of his current account without telling him there was a dd coming out so there was not the money in there then to pay it so they returned it and charged him £35, i wrote to them about it they said it was there right to do that, but i thought that no one could take money out off your account without your permission unless they had a court order.

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They've done that to me in the past as well :-x


They also took some from my wifes account this week for her trustcard, on the same that she paid in 2 months payment!! We complained and got it returned :)

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