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Is it too late? Closed Account


BoxingClever
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Can u claim on a closed credit card account? I tried last year to get back £120 from MINT, and they refused and due to work I didn't have the time to follow it up. I have no paid off and closed the card - although I am like 5p in credit to them ;).

 

Can I still try AGAIN to claim the money back. And if they refuse will I just go the to Ombudsman? Or should I just go straight in with that, but last letter was from around 9 months ago!

 

I did think £120 was not a lot of money but now I am thinking otherwise!

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Can u claim on a closed credit card account? I tried last year to get back £120 from MINT, and they refused and due to work I didn't have the time to follow it up. I have no paid off and closed the card - although I am like 5p in credit to them ;).

 

Can I still try AGAIN to claim the money back. And if they refuse will I just go the to Ombudsman? Or should I just go straight in with that, but last letter was from around 9 months ago!

 

I did think £120 was not a lot of money but now I am thinking otherwise!

 

 

Hi you can reclaim on closed accounts, If you sent the prelim and the LBA last year you can proceed with a court claim straight away.

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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