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hiya,

 

In the process of reclaiming my bank charges and this site has been reccommended again and again so here I am!

 

I have read through a few posts so far and already learned a few things, so here we go!:)

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Hello Roberta

 

 

Welcome to CAG!

 

Firstly and most importantly I would recommend reading everything in the FAQ’s, they really are essential, when you think you have read everything go over it again just to be safe! I would also read all of the guides, step by step , money claim on line, etc It may never get to court but its better to know the process before you start.

 

 

When you have read everything and think you are ready, start a thread under your banks name. This way you can post your progress, ask questions and get help from people who know your banks tactics!

 

 

 

Which bank are you claiming against?

 

 

Good Luck

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I am claiming £6405.00 from Halifax. I live in Scotland and very unsure how to go about claiming this amount. I have been advised by my local court I need a solicitor, but have also heard from people who have claimed large sums themselves. Very confusing.

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  • 3 weeks later...

Best idea for that amount is to go through the FOS Financial Ombudsman Service it bypasses the court system and is free. Down side is you need to wait 8 weeks from making the complaint/asking for your money back before you can put your claim through them. So if you haven't already written to Halifax asking for your money back do it today - make sure its sent recorded delivery so you know they got it.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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