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HSBC bank charges


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Hi, I am shortly going to be posting my LBA to hsbc. I have managed to find my bank statements going back six years and have added all the charges together and included them in the letter. Wish me luck.

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Good luck.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.


All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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The process is that you prepare the claim on a spreadsheet of charges, which you will need when it comes to calculating the 8% interest. The spreadsheets are all in the Templates Library available from the Forum Homepage.


The FAQ expqalin the pocess, and you send the Preliminary letter first before the LBA. Both letters have a copy of the relevant parts of teh spreadsheet, but without the 8% added at that stage. This is only asdded in when you file at court.


Prelim letter 14 days

LBA 14 days

File for court action


If you don't follow the processes exactly as they are laid out in the website then your claim may fail. You must study the guidance and do everything correctly.



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