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work colleague V Hsbc charges reclaim


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HI New to HSBC claimed against Abbey for my son now helping a work colleague to claim. Got as far as filing MCOL . Today noticeof transfer received with defence from Northamptonok with that but also included was the following notice.

It Is Ordered That:- 1 The filing of an allocation questionaire be dispensed with in this case unless the District Judge at the court of trandfer orders otherwise.


Note: Any party affected by this Order may under Rule 3.3 (5) apply to have it set aside, varied or stayed. Such party must apply under Rule 23.3 within 14 days of service of this order.



Does this mean that we skip the AQ ???


:oops: :oops:

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Hi, check out the link below. This is a new thing but looks like we do away with AQ.






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yes, this is new - so just follow the others - we don't quite know what to do about it yet - but there are some ideas on the thread.


also, did you send copies of your breakdown during the mcol process?

if not - you should go ahead and do it - here is the info:


After You Have Issued Your Claim

Once you have filed your claim, you need to send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:




The Court Manager,

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street




Dear Sir/Madam


(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx


Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).


I respectfully request that the enclosed schedule should be attached to the particulars of my claim.


Yours sincerely,



Wait until you receive the Notice of Acknowledgement (not the Notice of Issue) from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim. Their name and address will be on page 2. Yes, DG's address is on page 2 of the acknowledgment.




Dear Sir,


(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx


Please find enclosed a copy of my schedule of charges relating to the above claim.


(If, and only if, you are claiming overdraft interest on your penalties, also include this paragraph)



I understand you have a policy of initially rejecting claims for overdraft interest. However, should this be the case after you have reviewed my claim, you should be aware that my claim for overdraft interest has been meticulously calculated and double checked. It only ever relates to the cumulative charges within the overdrawn balance of the account at the point that the overdraft interest was debited


If it is that in your view the interest is not claimable, I am prepared to discuss this with yourseves and the judge in court.


Yours sincerely,

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