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ive been lurking for a while but never really had the motivation to get started, however have just managed to get rid of an high court balliff who tried to charge me 627:) , boy do i ever feel motivated lol, just printed off dpa letters for capital one and barclaycard, will be sending by recorded delivery tomorrow, will soon be needing loads of advice as in total have 4 credit card account, 3 bank accounts, and two loan account, all of which owe me a fortune! can anyone tell me if i can also do the same with catalouges?:-?

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They have put all charges down as 12 each and have added a line in another section saying that "we may require you to pay our reasonable charges" etc, also document is headed in large print you do not need to sign or return this document, was just wondering why they have done this as it seems odd

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