Jump to content


Help


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5311 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

A few weeks ago halifax closed my account due to me being overdrawn just with their bank charges alone. It started 12 months ago when i became unemployed, i was charged £30 for having a dd refused. i cancelled all the dd's and I paid the charge in installments. a week after i cleared the debt, i recieved a letter stating i had been charged again for a dd being refused (wtf). This time they also charged me £39 for being overdrawn (i did not have an overdraft facillity on my account, so how could i be overdrawn). I refused to pay, and phoned them on numerous occasion to tell them this. I have an old halifax liquid gold account that i used to have my benefit paid into.When i went to draw on the benefit, the halifax had taken money from that account to pay towards the charges, which left me with no money for two weeks. I opened a post office account and had my benefit paid into that. I approached the onbudsman about it, and after a few weeks Halifax sent me a letter stating i was to receive the money back that they had taken from my passbook account. I waited, and never received a refund, but the charges kept mounting untill they closed my account last month.

Is there anything i can do about this??

Link to post
Share on other sites

There's absolutely something you can do about this................. go and reclaim your charges!!!! How cheeky are the Halifax??? Contact them and explain that unless the debt is cleared by them within next 7 days you'll be reclaiming your bank charges back. You won't have any extra cash in your pocket.......... but it might make them sit up, take notice, and stop acting totally recklessly with your account at a time when you need a little bit of understanding......... not bank charges! good luck - hedgey xx :D

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

Link to post
Share on other sites

ty hedgey. i forgot to say that it happend a few years ago too, also when i was made redundant, i had to pay almost £300 to them then @ £7 pw. It seems they are out to rob the poor.

Link to post
Share on other sites

Personally Rob, think I'd be inclined to reclaim regardless of when it happened. Was it within the last 6 years and have you got all your statements? If so, you can dispense with the SAR and go straight to the preliminary letter and give them 14 days to respond. If you get no response, send them the LBA giving them another 14 days before you start court action. At the end of the day, this is your cash....... not theirs and they took it unlawfully. They also kicked you while you was down - which to me is even worse!

 

Even though you repaid them (which is all to your credit considering you was having an awful time) - the unlawful charges still stand. They took your cash - you're entitled to claim it back - end of!!!! I hope you decide to get your cash back Rob, I really do. If you do decide to get it back, start a new thread in the Halifax forum (e.g., Rob vs Halifax) as you'll find that you'll get tons of extra support and advice and encouragement from other Halifax claimants.

 

Don't hesitate - go get your cash back mate! Best wishes and good luck - hedgey xxx ;)

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...