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Mortgage exit admin fees

the main man

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Hello all,


I have received a reply from Birmingham Midshires and dont know if I am chancing my arm with this one, although not huge sums £65.00.

The letter basically says that although recent articles suggest that the MEAF fee should be £35.00 the FSA makes no specific providion for the fee to be capped at £35.00. We made you aware that we would charge you £100.00 and that is what we did, although we take customer complaints very seriously! Mmm


What do you think?

Capitalism is the legitimate racket

of the ruling class.

Al Capone

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Repost this question in the Mortgage forum.




Also read this: http://www.consumeractiongroup.co.uk/forum/mortgage-companies/71299-mortgage-exit-admin-fees.html


I think, others may disagree, that if they said they would charge you £100 and only charged £100 then they are safe. The main issue with this is where they have said they will charge you £100 then charged you £350....



If you repost in mortgage forum you will get quicker more relevant advice

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  • 3 months later...

i know this is a very late response to this - but after watching trevor mcdonald last night - i understood that the rules of engagement are quite clear on this - if the customer complains - they will be refunded the difference between what the fee was when the mortgage was taken out and the actual fee paid when the mortgage was transferred or paid off.

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  • 1 month later...

I got £140 for a similar call.


Easy Money from the banks for a change.

[COLOR=#2e8b57][B][SIZE=1][U]Claimed & won so far[/U]:-[/SIZE][/B][/COLOR] [COLOR=#2e8b57][SIZE=1][COLOR=seagreen][U]Banks[/U]:- NatWest Personal £1000, Natwest Business £2000, Lloyds TSB Personal £1500, [U]Mortgages[/U]:-Central Capital (PPI) £500, Natwest MEAF £140 [/COLOR][COLOR=#2e8b57][U]Credit cards[/U]:- HSBC Gold card £365, Capital One £599.55 Barclaycard £1070 ( i only aske for £700) , Lloyds £500 [U]Catalogues[/U]:- Littlewoods Direct Flex Account £60 :D [/COLOR][/SIZE][/COLOR] [COLOR=#2e8b57][SIZE=1][B][U]For Friends[/U][/B]:- Natwest £1500, £1800 & £500, Cap One £600, Barclaycard £400, Solutions £100, Aqua, £105.[/SIZE][/COLOR] [COLOR=#2e8b57][B][U][SIZE=1][COLOR=seagreen]Pending:-[/COLOR][/SIZE][/U][/B] [COLOR=seagreen][SIZE=1]Barclays Bank Personal (On hold - Thanks a lot OFT) :mad:.[/SIZE][/COLOR][/COLOR]

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