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Credit checks/CCJ's


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Hi,

 

Can anyone help me with a query.

 

I have found a letting agent that does not do a credit check, but they take up references with the bank and employers.

 

Question is will they still find out I have a CCJ.

 

Many Thanks

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We went through the exact same thing so I can completely sympathise. My fiancee and I applied for a house for when we're married and I know I have 2 defaults and probably wouldn't pass the credit check so had to go through references and stuff and it took 3 weeks to sort. We only found out about 2 days before we were due to move. hope it works out for you. Keep us posted.

[COLOR=blue][B]Defaultless since 2012 :)[/B][/COLOR][COLOR=green][/COLOR]

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  • 1 month later...

Hi,

 

Just thought I would keep you all posted on current situation. Moved into rented accomodation a couple of weeks ago. Letting agency did not do a credit check so didn't find out about the CCJ. They took up Employers reference which was fine and a bank reference which was the one I was worried about, I haven't been with my current bank for very long and about 10 months ago when I was going through relationship breakup I had a couple of direct debits which were refused, but although I had to have a guarantor everything went through no problem. Now I have my own space and not living with family.

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thanks for the update; that's great!

It's nice to hear from people; often they ask, they read the suggestions and then...they disappear! we don't know if its something we said...lol

[sIGPIC][/sIGPIC]

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