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    • I hope Lord Frost is OK. Islamists and the woke Left are uniting to topple the West ARCHIVE.PH archived 18 Apr 2024 19:12:37 UTC  
    • Ok you are in the clear. The PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 for two reasons. The first is that in Section 9 [2][e]  says the PCN must "state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges ". It does not say that even though it continues correctly with blurb about the driver. The other fault is that there is no parking period mentioned. Their ANPR cameras do show your arrival and departure times but as that at the very least includes driving from the entrance to the parking space then later leaving the parking space and driving to the exit. It also doesn't allow for finding a parking spot: manoeuvering into it avoiding parking on the lines: possibly having to stop to allow pedestrians/other cars to pass in front of you; returning the trolley after finishing shopping; loading children disabled people in and out of the car, etc etc.  All of that could easily add five, ten or even 15 minutes to your time which the ANPR cameras cannot take into account. So even if it was only two hours free time you could  still have been within the  time since there is a MINIMUM of 15 minutes Grace period when you leave the car park. However as they cannot even manage to get their PCN to comply with the Act you as keeper cannot be pursued. Only the driver is now liable and they do not know who was driving as you have not appealed and perhaps unwittingly given away who was driving. So you do not owe them a penny. No need to appeal. Let them waste their money pursuing you . 
    • If Labour are elected I hope they go after everyone who made huge amounts of money out of this, by loading the company with debt. The sad thing is that some pension schemes, including the universities one, USS, will lose money along with customers.
    • What's the reason for not wanting a smart meter? Personally I'm saving a pile on a tariff only available with one. Today electricity is 17.17p/kWh. If the meter is truly past its certification date the supplier is obliged to replace it. If you refuse to allow this then eventually they'll get warrant and do so by force. Certified life varies between models and generations, some only 10 or 15 years, some older types as long as 40 years or maybe even more. Your meter should have its certified start date marked somewhere so if you doubt the supplier you can look up the certified life and cross check.
    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
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Cobbetts help please!!!!


skintmum inc
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Hi All,

 

Could some lovely person out there please help me?

I am at a stage where I have just had enough of this claiming business, and cobblers giving me the run around.

 

I sent my refusal to complete the cpr18 request last week, and on Saturday I have received yet another request for info from them.

 

Here is what they wrote (was only 3 sentences long), could someone tell me what I should write back with.

 

"Thank you for your ltr dated 24 March 2007, unfortunately, the list of charges that you enclosed does not explain how you reached the 8% interest figure of xxxx. Please be aware that you are entitled to claim interest at a rate of 8% from the date of each and every charge. In the circumstances we await an amended copy of your schedule detailing the correct interest figure".

 

Does any one know what I should reply with? I used the int calculator on the site to work out my int, ie; date of first chg, date of last chg, days lapsed in between etc etc, and it automatically gave me the figure to use.

 

Was this wrong? if so, what do i need to now send them. I am so confused with all this. PLus, I have filled in my Allocation Questionnaire ready to post back to the court. Do I need to send anything with it? If so, what do I need to send? And one more thing, what is a draft order of direction? Do i need it? and what do I do with it?

 

Sorry to be a pain, but you lot are so clever and I am not!:???:

I thank you all in advance, if someone could help me asap that would be fab! (AQ to be back by 14 April)

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skintmum

 

i would be tempted to ignore this letter as the judge is the only one who can award the interest anyway - you are asking for the charges back and the interest is an add on to show you are serious and understand these financial matters!

 

maybe just send off the list of charges (write CC Your Local County Court at the bottom) again and also to the appropriate court

 

people are claiming for a lot more than 8% (see any 'compound' stories such as Josamolly's on this site) in any case

 

as always if anyone has a better suggestion please post it

 

good luck skintmum

 

sod

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  • 2 weeks later...
  • 2 weeks later...
Hi BB,

Don't laugh !!! Will PM you for help.....and thanks :o

Hiya Peeps,

 

Well, I finally got my AQ sent off 2 weeks ago, but as yet have not heard anything back from the court.

 

Cobbetts hassled me twice this past couple of weeks with their usual stalling tacticks, by requested further copies of my schedule of charges, which between them, NatWest and Cobbetts have had 5 times!

 

I sent them a further schedule recorded as requested.

 

I received a call from Cobbetts the other day to advise that they had received the same, and that my schedule now looked ok (I personally thought it looked very nice the other 4 times, but, hey!)

 

The lady I spoke to said that she was'nt sure what date they were currently working on in regards to settling these claims which I thought was strange to say, seeing as I never asked when I was going to be paid out!......Is it just me, or is this a good sign peeps?

 

She also went on to inform me, (without me asking) that they have not yet sent their AQ to the court. This was supposed to be in by 14th (same date as mine).....Are they allowed to send theirs in late? or is this bad for them?

 

Anyhow, moral of the story is that I am waiting....and waiting.....and waiting.

 

Will this saga ever end?

 

Anyone know what will happen next?

 

Ho-Hummm, will just have to be patient I guess.

 

Skintmum inc x

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The conversation would seem to suggest that they are putting up less of a fight now and they will make an offer quite soon.

 

With regards to the AQ, they a persistantly filing late and being allowed to get away with it. You could make an application to strike out but it's highly unlikely to suceed so you'll just have to be patient.

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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