Please help! defence filed, AQ dispensed with.

[zoep]

I am bringing a claim against barclays for around £3700. They offered £1000 which i didn't accept. The case is now transferred to Teesside County Court and a defence has been filed which says, among other things, that I didn't give particulars of the account and particular charges and dates in the original claim. The AQ has been dispensed with.

 

Can I now provide details of the charges and account in a Further Particulars of Claim?

 

And how do I ask for standard disclosure of the bank's charges if there is no AQ?

 

I'm getting quite scared by this now!

 

Many thanks.

 

[empowered]

I am bringing a claim against barclays for around £3700. They offered £1000 which i didn't accept. The case is now transferred to Teesside County Court and a defence has been filed which says, among other things, that I didn't give particulars of the account and particular charges and dates in the original claim. The AQ has been dispensed with.

 

Can I now provide details of the charges and account in a Further Particulars of Claim?

 

And how do I ask for standard disclosure of the bank's charges if there is no AQ?

 

I'm getting quite scared by this now!

 

Many thanks.

 

 

Did you have all your statements from the bank? Did you request a SAR? I am confused how you have managed to start a claim without knowing how much you are claiming for! When issuing your prelim letter and LBA did you send a schedule listing the type of charge you are claiming back, the amount and the date?

What do you mean by standard disclosure of the bank's charges - are you referring to how much it costs them to refuse your transactions? The schedule of charges should have been attached your court claim including your account number.

[livelylad]

The AQ deing dispensed with now is a new tactic that MCOL is using, this we think is to speed up the process.

 

did you provide details of your account and a spreadsheet of your charges?

[zoep]

I attached the schedule of charges to the first letter and LBA, but not to the claim when I issued proceedings, I just gave a global figure in the claim. I still have the schedule of charges and wonder if i should just send that to the Court and the bank now?

 

When I talk about standard disclosure, I read that I should request pre-hearing disclosure from the bank, as they won't want to make disclosure of their actual costs and might then offer to settle?