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    • It you had E7 in the past but have converted to single rate then the meter will still hold the last recorded Night readings. This introduces scope for error when manually reading. If the meter has only ever been used on single rate then there's only one figure that can be taken. For example ours shows "Rate 1" reading and a "Total import" reading, but they both give the sme figure. If it has ever been on E7 the total will be higher, including the retained night reading.
    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
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49kirk v halifax - who to contact


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The LBA timeframe that I issused is now up and I was wondering whether it would be an idea to contact the Halifax asking if they will be refunding my charges?

If anyone has did this then I would love to hear from you and what number you called.

I am planning to go to the court this afternoon and file

Thank you

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If you have received any mail, generally from customer relations in Leeds, there will be a number on the letter to try.

 

Worth a go, but alot of the time they seem to wait for the claim to be filed!

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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I tried this earlier today and didn't get any luck I'm afraid. I was told that no-one had looked at my letter yet but that they had sent me a letter this morning saying they would be in touch by 2nd May!

 

Will wait for letter tomorrow morning then call again I think. I used a number that Doo posted on here but will see if I have another number on tomorrow's letter.

 

Have just been reading threads with people on the same timescale as me and they've already settled for the full amount - very frustrating.

[COLOR=plum]Prelim 5/3/07; rec'd standard letter[/COLOR] [COLOR=plum]LBA 19/3/07; rec'd further holding letter[/COLOR] [COLOR=plum]MCOL 5/4/07; waiting with baited breath[/COLOR]

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The LBA timeframe that I issused is now up and I was wondering whether it would be an idea to contact the Halifax asking if they will be refunding my charges?

If anyone has did this then I would love to hear from you and what number you called.

I am planning to go to the court this afternoon and file

Thank you

I am newbie on here and i am just about to start my claim,

i have received all my statements going back 6 years and will tick the charges back tonight.

Has anyone had any success yet? are the Halifax dragging there heals?

what sort of time frame am i looking at?

 

any advise would be appreciated

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14 days for prelim letter

14 days for LBA (this is what you issue) before court

 

I am now at the stage of court and trying to trhough to them to see if they have made their mind up without it going that far

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Sometimes they offer quickly, sometimes they take their own sweet time.

 

You just have to jump in and go with the flow.

 

It's a spin of the roulette wheel- you don't know what will happen until it does!

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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Hi, I am also dealing with the Halifax for my personal account. Also dealing with other banks on behalf of my family. I sent a letter requesting 6yrs of statements, yet to hear from them. Are they usually slow. They only have 9 days left to send them. Been reading everbody's experiences. Don't know what to think really. Some folks have had good, quick success, other are stuggling. Will have to see where I fall.

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